Unifi Liquid Fund
Liquid Fund · Unifi Asset Management Private Limited
Unifi Liquid Fund is a liquid fund from Unifi Asset Management Private Limited. It has a track record of about 1.3 years. As of the latest data it carries an RS rating of 68/99 (its recent momentum versus category peers). The current NAV is ₹1075.94 (as of 2026-09-16).
Growth of ₹100 - last 1 years
Unifi Liquid Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | 0.42% | 0.47% |
| 3 months | 1.35% | -0.45% |
| 6 months | 2.93% | 1.12% |
| 1 year | 5.97% | 3.9% |
Its trailing one-year return is 5.97%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Unifi Liquid Fund | Benchmark |
|---|---|---|
| 2026 | +4.1% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | 0.0% | -4.42% |
| Worst drawdown (3Y) | 0.0% | -2.16% |
| Volatility (1Y) | 0.56% | 6.59% |
| Sharpe (3Y) | -1.18 | 0.93 |
| Bull-market return | 7.1% | 4.98% |
The worst peak-to-bottom fall Unifi Liquid Fund has ever put investors through is 0.0% - the real test of whether you'd have stayed invested.
How Unifi Liquid Fund behaves when markets fall
Its deepest fall on record is 0.0%. Right now it sits about 0.0% at or above its all-time high (last hit 2026-09-16). The real question isn't the average year - it's whether you could hold on through the worst one.
How Unifi Liquid Fund ranks in its category
Percentile versus its ~392 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
Cost & fund basics
| Detail | Value |
|---|---|
| Exit load | No exit load |
| Minimum investment | ₹5000 |
| Fund size (AUM) | ₹84 Cr |
| Age | 1.3 years |
| Plan / Option | Direct · Growth |
How Unifi Liquid Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) | 99 | 94 | 7.0% |
| Edelweiss Liquid Fund | 96 | 92 | 7.0% |
| Edelweiss Liquid Fund | 96 | 92 | 7.0% |
| Bajaj Finserv Liquid Fund | 95 | 92 | 7.0% |
| Franklin India Liquid Fund - Super Institutional | 98 | 91 | 7.0% |
| PGIM India Liquid Fund | 96 | 91 | 7.0% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Unifi Liquid Fund review: the bottom line
Related
Frequently asked questions
Is Unifi Liquid Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Unifi Liquid Fund scores RS 68/99 within its category, and its worst drawdown was 0.0%. Compare those against your needs and the peer table above.
What is the NAV of Unifi Liquid Fund today?
The latest NAV is ₹1075.94 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
Is Unifi Liquid Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was 0.0% - ₹1 lakh briefly becoming about ₹1 lakh. As a debt fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Unifi Liquid Fund tax-efficient / what about capital gains?
As a debt fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Unifi Liquid Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.