Bajaj Finserv Balanced Advantage Fund
Dynamic Asset Allocation or Balanced Advantage · Bajaj Finserv Asset Management Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹87,480. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Bajaj Finserv Balanced Advantage Fund is a Dynamic Asset Allocation or Balanced Advantage fund from Bajaj Finserv Asset Management Limited. It has a track record of about 2.7 years. As of the latest data it carries an RS rating of 92/99 (its recent momentum versus category peers). The current NAV is ₹12.0 (as of 2026-09-16).
Growth of ₹100 - last 3 years
Bajaj Finserv Balanced Advantage Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -2.91% | -2.55% |
| 3 months | 1.85% | 0.65% |
| 6 months | 5.52% | 3.72% |
| 1 year | 3.01% | 1.46% |
Its trailing one-year return is 3.01%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Bajaj Finserv Balanced | Benchmark |
|---|---|---|
| 2024 | +8.8% | +15.2% |
| 2025 | +10.1% | +6.7% |
| 2026 | -1.1% | -5.8% |
Bajaj Finserv Balanced Advantage Fund beat its benchmark in 2 of the last 3 calendar years. That is a strong hit-rate - most active funds fail to clear their index this often. Consistency against the benchmark matters more than any single great year.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -12.52% | -16.31% |
| Worst drawdown (3Y) | -12.52% | -9.91% |
| Volatility (1Y) | 13.12% | 10.51% |
| Sharpe (3Y) | 0.03 | 0.28 |
| Sortino (3Y) | 0.05 | 0.47 |
| Beta (3Y) | 0.65 | 0.55 |
| Alpha (3Y) | 0.57% | 1.16% |
| Up capture | 68.5% | 60.22% |
| Down capture | 61.8% | 50.55% |
| Bull-market return | 18.2% | 18.15% |
| Bear-market return | -17.7% | -14.83% |
Timing matters more than people admit: the best possible 1-year stretch in Bajaj Finserv Balanced Advantage Fund (starting 2025-02-25) gained 14.7%, while the worst (starting 2024-09-26) lost 3.6%. The worst peak-to-bottom fall Bajaj Finserv Balanced Advantage Fund has ever put investors through is -12.52% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -17.7% annualised, versus 18.2% in rising markets. It has captured roughly 68.5% of its benchmark's up-moves and 61.8% of its down-moves.
How Bajaj Finserv Balanced Advantage Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), Bajaj Finserv Balanced Advantage Fund has historically returned about -17.7% annualised, versus roughly 18.2% when the market is rising. Its deepest fall on record is -12.52%. Right now it sits about 3.49% below its all-time high (last hit 2026-08-06). The real question isn't the average year - it's whether you could hold on through the worst one.
How Bajaj Finserv Balanced Advantage Fund ranks in its category
Percentile versus its ~135 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What Bajaj Finserv Balanced Advantage Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 39.5% of the portfolio, across 66 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Bajaj Finserv Balanced Advantage Fund shares Axis Balanced Advantage Fund (43%), WhiteOak Capital Balanced Advantage Fund (31%), Mirae Asset Balanced Advantage Fund (3%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). With overlap this high, holding both funds adds little real diversification - you would largely be buying the same stocks twice.
Cost & fund basics
| Detail | Value |
|---|---|
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹500 |
| Fund size (AUM) | ₹1,230 Cr |
| Age | 2.7 years |
| Plan / Option | Direct · Growth |
| Benchmark | NIFTY500 |
How Bajaj Finserv Balanced Advantage Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund | 97 | 94 | 11.3% |
| Mirae Asset Balanced Advantage Fund | 82 | 89 | 9.6% |
| Axis Balanced Advantage Fund | 63 | 87 | 10.8% |
| SBI Balanced Advantage Fund | 52 | 87 | 9.2% |
| HSBC Balanced Advantage Fund | 83 | 85 | 9.1% |
| Baroda BNP Paribas Balanced Advantage Fund | 90 | 83 | 11.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Bajaj Finserv Balanced Advantage Fund review: the bottom line
Related
Frequently asked questions
Is Bajaj Finserv Balanced Advantage Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Bajaj Finserv Balanced Advantage Fund scores RS 92/99 within its category, and its worst drawdown was -12.52%. Compare those against your needs and the peer table above.
What is the NAV of Bajaj Finserv Balanced Advantage Fund today?
The latest NAV is ₹12.0 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
Is Bajaj Finserv Balanced Advantage Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -12.52% - ₹1 lakh briefly becoming about ₹87,480. As a hybrid fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Bajaj Finserv Balanced Advantage Fund tax-efficient / what about capital gains?
As a hybrid fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Bajaj Finserv Balanced Advantage Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.