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Franklin India Multi Asset Allocation Fund

Multi Asset Allocation · Franklin Templeton Asset Management (India) Private Limited

In plain words

Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹90,300. Its ride has historically been comparatively steady.

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Franklin India Multi Asset Allocation Fund is a Multi Asset Allocation fund from Franklin Templeton Asset Management (India) Private Limited. It has a track record of about 1.1 years. As of the latest data it carries an RS rating of 49/99 (its recent momentum versus category peers). The current NAV is ₹10.99 (as of 2026-09-16).

At a glance. Current momentum (RS): 49/99 · Worst-ever fall: -9.7%
49RS rating
n/aKing Score
n/a3Y CAGR
n/a5Y CAGR
-9.7%Max drawdown
n/aSharpe 3Y
n/aExpense
2803AUM ₹Cr

Growth of ₹100 - last 1 years

2025-072026-09
What ₹100 invested 1 years ago would be worth today, from actual NAV history.

Franklin India Multi Asset Allocation Fund returns: last 1, 3, 5 and 10 years

PeriodThis fundCategory average
1 month-3.49%-2.41%
3 months-0.35%0.27%
6 months1.85%3.31%
1 year8.09%9.14%

Its trailing one-year return is 8.09%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.

Year-by-year returns

YearFranklin India Multi ABenchmark
2026+0.6%n/a

Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.

Risk & drawdowns

MeasureThis fundCategory average
Worst drawdown (lifetime)-9.7%-13.03%
Volatility (1Y)14.92%12.1%
Bull-market return60.8%28.84%

The worst peak-to-bottom fall Franklin India Multi Asset Allocation Fund has ever put investors through is -9.7% - the real test of whether you'd have stayed invested.

How Franklin India Multi Asset Allocation Fund behaves when markets fall

Its deepest fall on record is -9.7%. Right now it sits about 3.91% below its all-time high (last hit 2026-08-12). The real question isn't the average year - it's whether you could hold on through the worst one.

How Franklin India Multi Asset Allocation Fund ranks in its category

Percentile versus its ~128 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.

Drawdown resilience
64th

Consistency (rolling returns)

Rolling-return data isn't available for this fund yet.

What Franklin India Multi Asset Allocation Fund holds

Its latest monthly portfolio disclosure. This is what your money actually owns.

Top holdings

HDFC Bank Ltd · Finance
4.2%
State Bank of India · Financials
3.3%
Reliance Industries Ltd · Energy
3.1%
Axis Bank Ltd · Financials
2.7%
ICICI Bank Ltd · Financials
2.7%
Larsen & Toubro Ltd · Industrials
2.4%
Ultratech Cement Ltd · Materials
2.2%
Bharti Airtel Ltd · Communication Services
2.1%
Mahindra & Mahindra Ltd · Consumer Discretionary
1.9%
HCL Technologies Ltd · Information Technology
1.9%

Sector allocation

Financials
8.8%
Consumer Discretionary
7.3%
Industrials
6.5%
Energy
5.0%
Materials
4.8%
Health Care
4.7%
Consumer Staples
4.4%
Finance
4.2%

The top 10 holdings make up 26.4% of the portfolio, across 45 stocks. A higher concentration means the fund's fortunes ride on fewer names.

Portfolio overlap with similar funds

Franklin India Multi Asset Allocation Fund shares Nippon India Multi Asset Allocation Fund (2%), Aditya Birla Sun Life Multi Asset Allocation Fund (1%), WhiteOak Capital Multi Asset Allocation Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.

Cost & fund basics

DetailValue
Exit load≈1% if redeemed within 1 year (typical)
Minimum investment₹5000
Fund size (AUM)₹2,803 Cr
Age1.1 years
Plan / OptionDirect · Growth

How Franklin India Multi Asset Allocation Fund compares to peers

FundRSKing3Y CAGR
WhiteOak Capital Multi Asset Allocation Fund978616.5%
Nippon India Multi Asset Allocation Fund878118.3%
Aditya Birla Sun Life Multi Asset Allocation Fund797315.4%
quant Multi Asset Allocation Fund897021.4%
SBI Multi Asset Allocation Fund646514.5%
Baroda BNP Paribas Multi Asset Fund436113.8%
Compare side by side. Chart Franklin India Multi Asset Allocation Fund against these peers on one screen - rebased returns, drawdowns, rolling windows and stock-level overlap.
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Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.

What these numbers mean

RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.

Franklin India Multi Asset Allocation Fund review: the bottom line

Whether it fits you depends on your goals, horizon and risk appetite - this page describes the fund, it does not recommend it.

Related

Frequently asked questions

Is Franklin India Multi Asset Allocation Fund a good mutual fund?

That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Franklin India Multi Asset Allocation Fund scores RS 49/99 within its category, and its worst drawdown was -9.7%. Compare those against your needs and the peer table above.

What is the NAV of Franklin India Multi Asset Allocation Fund today?

The latest NAV is ₹10.99 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.

Is Franklin India Multi Asset Allocation Fund safe? How risky is it?

No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -9.7% - ₹1 lakh briefly becoming about ₹90,300. As a hybrid fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.

Is Franklin India Multi Asset Allocation Fund tax-efficient / what about capital gains?

As a hybrid fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.

Direct or Regular plan - which is shown here?

All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.

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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.

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