Union Children's Fund
Children s Fund · Union Asset Management Company Private Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹82,600. Expect meaningful ups and downs on the way.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Union Children's Fund is a children s fund from Union Asset Management Company Private Limited. It has a track record of about 2.7 years. As of the latest data it carries an RS rating of 74/99 (its recent momentum versus category peers). The current NAV is ₹12.95 (as of 2026-09-16).
Growth of ₹100 - last 3 years
Union Children's Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -4.5% | -3.31% |
| 3 months | 0.78% | 0.65% |
| 6 months | 7.02% | 6.17% |
| 1 year | 0.7% | 0.88% |
Its trailing one-year return is 0.7%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Union Children's | Benchmark |
|---|---|---|
| 2024 | +21.3% | +15.2% |
| 2025 | +6.5% | +6.7% |
| 2026 | -0.8% | -5.8% |
Union Children's Fund beat its benchmark in 2 of the last 3 calendar years. That is a strong hit-rate - most active funds fail to clear their index this often. Consistency against the benchmark matters more than any single great year.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -17.4% | -25.15% |
| Worst drawdown (3Y) | -17.4% | -14.5% |
| Volatility (1Y) | 19.01% | 13.74% |
| Sharpe (3Y) | 0.22 | 0.25 |
| Sortino (3Y) | 0.34 | 0.5 |
| Beta (3Y) | 1.0 | 0.76 |
| Alpha (3Y) | 3.8% | 1.55% |
| Up capture | 103.5% | 78.09% |
| Down capture | 93.9% | 70.23% |
| Bull-market return | 31.3% | 25.25% |
| Bear-market return | -30.2% | -21.44% |
Timing matters more than people admit: the best possible 1-year stretch in Union Children's Fund (starting 2024-01-03) gained 24.2%, while the worst (starting 2024-09-25) lost 3.0%. The worst peak-to-bottom fall Union Children's Fund has ever put investors through is -17.4% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -30.2% annualised, versus 31.3% in rising markets. It has captured roughly 103.5% of its benchmark's up-moves and 93.9% of its down-moves.
How Union Children's Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), Union Children's Fund has historically returned about -30.2% annualised, versus roughly 31.3% when the market is rising. Its deepest fall on record is -17.4%. Right now it sits about 4.5% below its all-time high (last hit 2026-08-14). The real question isn't the average year - it's whether you could hold on through the worst one.
How Union Children's Fund ranks in its category
Percentile versus its ~37 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What Union Children's Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 27.3% of the portfolio, across 61 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Union Children's Fund shares ICICI Prudential Children's Fund (17%), SBI Children's Fund - Investment (8%), SBI Children's Fund - Savings (1%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Cost & fund basics
| Detail | Value |
|---|---|
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹1000 |
| Fund size (AUM) | ₹85 Cr |
| Age | 2.7 years |
| Plan / Option | Direct · Growth |
| Benchmark | NIFTY500 |
How Union Children's Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| SBI Children's Fund - Investment | 99 | 95 | 20.4% |
| SBI Children's Fund - Savings | 91 | 93 | 11.5% |
| ICICI Prudential Children's Fund | 35 | 81 | 11.7% |
| HDFC Childrens Fund | 54 | 67 | 8.0% |
| Aditya Birla Sun Life Bal Bhavishya Yojna | 83 | 66 | 10.2% |
| Axis Children's Fund - No Lock in | 58 | 63 | 7.9% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Union Children's Fund review: the bottom line
Related
Frequently asked questions
Is Union Children's Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Union Children's Fund scores RS 74/99 within its category, and its worst drawdown was -17.4%. Compare those against your needs and the peer table above.
What is the NAV of Union Children's Fund today?
The latest NAV is ₹12.95 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
Is Union Children's Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -17.4% - ₹1 lakh briefly becoming about ₹82,600. As a solution fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Union Children's Fund tax-efficient / what about capital gains?
As a solution fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Union Children's Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.