Motilal Oswal Financial Services Fund
Sectoral/ Thematic · Motilal Oswal Asset Management Company Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹88,620. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Motilal Oswal Financial Services Fund is a Sectoral/ Thematic fund from Motilal Oswal Asset Management Company Limited. It has a track record of about 0.6 years. The current NAV is ₹10.62 (as of 2026-09-16).
Growth of ₹100 - last 1 years
Motilal Oswal Financial Services Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -2.18% | -3.47% |
| 3 months | 3.81% | 2.0% |
| 6 months | 10.64% | 10.56% |
Year-by-year returns
Not enough history for a calendar-year breakdown.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -11.38% | -26.37% |
| Volatility (1Y) | 25.31% | 19.02% |
The worst peak-to-bottom fall Motilal Oswal Financial Services Fund has ever put investors through is -11.38% - the real test of whether you'd have stayed invested.
How Motilal Oswal Financial Services Fund behaves when markets fall
Its deepest fall on record is -11.38%. Right now it sits about 3.11% below its all-time high (last hit 2026-08-12). The real question isn't the average year - it's whether you could hold on through the worst one.
How Motilal Oswal Financial Services Fund ranks in its category
Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What Motilal Oswal Financial Services Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 58.5% of the portfolio, across 26 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Motilal Oswal Financial Services Fund shares HDFC Transportation and Logistics Fund (0%), LIC MF Healthcare Fund (0%), ICICI Prudential Transportation And Logistics Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages Motilal Oswal Financial Services Fund - and how good are they?
Motilal Oswal Financial Services Fund is managed by Swapnil Mayekar, Ajay Khandelwal and Sandeep Jain. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Swapnil Mayekar's full record
Swapnil Mayekar currently runs 42 funds, across Dynamic Asset Allocation or Balanced Advantage, Flexi Cap Fund, FoF Domestic, Focused Fund and more, with about ₹114,583 Cr under management. The book's average King Score is 57.2/100. Their strongest fund by King Score is Motilal Oswal Large and Midcap Fund (88/100).
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal Large and Midcap Fund | 96 | 88 | 2.9% | 15.6% | 7.8% | 21.1% | 18.0% | n/a | 0.73 | 27.4% | -37.4% |
| 2 | Motilal Oswal Gold and Silver Passive Fund of Funds(Direct ) | 88 | 78 | -2.8% | -4.6% | 46.6% | 37.9% | n/a | n/a | 1.3 | 37.6% | -22.4% |
| 3 | Motilal Oswal Asset Allocation FOF- C | 60 | 71 | 0.4% | 3.5% | 8.2% | 12.7% | 10.3% | n/a | 0.88 | 13.1% | -12.1% |
| 4 | Motilal Oswal BSE Enhanced Value Index Fund | 23 | 70 | -6.3% | -3.4% | 6.6% | 19.5% | n/a | n/a | 0.57 | 32.4% | -21.8% |
| 5 | Motilal Oswal Flexi cap Fund | 97 | 69 | 8.9% | 15.9% | -0.2% | 16.7% | 12.3% | 13.0% | 0.59 | 15.1% | -37.1% |
| 6 | Motilal Oswal Focused Fund | 99 | 66 | 10.9% | 28.0% | 24.1% | 13.2% | 10.0% | 13.0% | 0.39 | 13.5% | -34.5% |
| 7 | Motilal Oswal Midcap Fund | 91 | 66 | 9.1% | 18.2% | -2.2% | 17.6% | 20.6% | 17.3% | 0.61 | 22.0% | -37.2% |
| 8 | Motilal Oswal BSE Financials ex Bank 30 Index Fund | 48 | 64 | 1.6% | 2.4% | -0.3% | 12.6% | n/a | n/a | 0.29 | 21.1% | -17.8% |
| 9 | Motilal Oswal Multi Asset Passive Fund of Fund | 18 | 64 | -2.2% | 2.1% | 5.0% | 13.6% | 11.4% | n/a | 0.75 | 15.4% | -12.4% |
| 10 | Motilal Oswal Nifty Midcap 150 Index Fund | 69 | 62 | -0.8% | 8.1% | 4.2% | 14.1% | 15.0% | n/a | 0.43 | 25.3% | -37.2% |
| 11 | Motilal Oswal Nasdaq 100 Fund of Fund | 98 | 60 | -1.1% | 45.0% | 57.5% | 37.3% | 23.5% | n/a | 1.34 | 18.8% | -30.4% |
| 12 | Motilal Oswal Nifty Next 50 Index Fund | 57 | 58 | -1.6% | 7.6% | 3.7% | 15.7% | 10.7% | n/a | 0.47 | 18.7% | -35.6% |
| 13 | Motilal Oswal Nifty Microcap 250 Index Fund | 97 | 55 | 5.7% | 26.6% | 7.7% | 16.0% | n/a | n/a | 0.42 | n/a | -29.4% |
| 14 | Motilal Oswal BSE Quality Index Fund | 27 | 54 | -3.8% | 2.6% | -2.6% | 11.1% | n/a | n/a | 0.29 | 17.6% | -24.4% |
| 15 | Motilal Oswal Nifty 500 Index Fund | 37 | 52 | -1.2% | 3.4% | -2.0% | 9.2% | 9.1% | n/a | 0.19 | 17.6% | -37.3% |
| 16 | Motilal Oswal Nifty Smallcap 250 Index Fund | 93 | 49 | 3.5% | 18.0% | 4.4% | 13.4% | 14.0% | n/a | 0.35 | 25.2% | -42.4% |
| 17 | Motilal Oswal Nifty Bank Index Fund | 44 | 45 | -1.2% | 2.2% | 3.0% | 7.3% | 9.0% | n/a | 0.06 | 13.0% | -46.9% |
| 18 | Motilal Oswal Nifty 200 Momentum 30 Index Fund | 19 | 42 | -4.4% | 1.1% | -3.7% | 9.1% | n/a | n/a | 0.12 | 17.0% | -31.6% |
| 19 | Motilal Oswal BSE Low Volatility Index Fund | 4 | 33 | -3.6% | -3.1% | -8.5% | 6.1% | n/a | n/a | -0.02 | 15.3% | -18.2% |
| 20 | Motilal Oswal Nifty 50 Index Fund | 15 | 32 | -2.1% | -1.6% | -6.7% | 5.8% | 6.7% | n/a | -0.04 | 14.9% | -37.3% |
| 21 | Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) | 99 | 24 | 5.6% | 11.1% | -4.0% | 1.8% | 5.5% | n/a | -0.34 | 9.4% | -26.5% |
| 22 | Motilal Oswal Multi Cap Fund | 99 | n/a | 13.7% | 29.1% | 6.3% | n/a | n/a | n/a | 0.62 | n/a | -24.1% |
| 23 | Motilal Oswal Digital India Fund | 98 | n/a | 29.2% | 41.6% | 9.1% | n/a | n/a | n/a | 0.08 | n/a | -30.3% |
| 24 | Motilal Oswal Nifty MidSmall Healthcare Index Fund | 97 | n/a | 7.2% | 20.1% | 12.9% | n/a | n/a | n/a | 0.28 | n/a | -17.5% |
| 25 | Motilal Oswal Nifty MidSmall Financial Services Index Fund | 96 | n/a | -0.2% | 12.0% | 21.4% | n/a | n/a | n/a | 0.66 | n/a | -19.9% |
| 26 | Motilal Oswal Innovation Opportunities Fund | 94 | n/a | 9.1% | 29.8% | 13.6% | n/a | n/a | n/a | 1.1 | n/a | -19.1% |
| 27 | Motilal Oswal Nifty MidSmall IT and Telecom Index Fund | 93 | n/a | 4.2% | 20.2% | -0.3% | n/a | n/a | n/a | -0.45 | n/a | -32.3% |
| 28 | Motilal Oswal Small Cap Fund | 92 | n/a | 9.4% | 31.5% | 21.7% | n/a | n/a | n/a | 0.82 | n/a | -23.7% |
| 29 | Motilal Oswal Nifty India Defence Index Fund | 92 | n/a | 0.0% | 12.7% | 13.5% | n/a | n/a | n/a | -0.05 | n/a | -38.2% |
| 30 | Motilal Oswal Special Opportunities Fund | 92 | n/a | 7.8% | 23.4% | 19.0% | n/a | n/a | n/a | n/a | n/a | -14.8% |
| 31 | Motilal Oswal Nifty Capital Market Index Fund | 91 | n/a | -5.2% | 12.4% | 21.4% | n/a | n/a | n/a | 0.3 | n/a | -28.7% |
| 32 | Motilal Oswal Services Fund | 90 | n/a | 9.2% | 20.6% | 13.0% | n/a | n/a | n/a | 0.41 | n/a | -16.8% |
| 33 | Motilal Oswal Business Cycle Fund | 84 | n/a | 12.2% | 20.6% | -1.6% | n/a | n/a | n/a | 0.2 | n/a | -24.2% |
| 34 | Motilal Oswal Large Cap | 74 | n/a | -0.1% | 3.2% | -3.8% | n/a | n/a | n/a | 0.46 | n/a | -15.8% |
| 35 | Motilal Oswal Nifty 500 Momentum 50 Index Fund | 48 | n/a | -1.7% | 7.1% | 1.4% | n/a | n/a | n/a | -0.71 | n/a | -31.6% |
| 36 | Motilal Oswal BSE 1000 Index Fund | 42 | n/a | -0.5% | 4.5% | -1.8% | n/a | n/a | n/a | n/a | n/a | -14.9% |
| 37 | Motilal Oswal Manufacturing Fund | 33 | n/a | -1.0% | 7.4% | -4.3% | n/a | n/a | n/a | -0.01 | n/a | -26.2% |
| 38 | Motilal Oswal Nifty MidSmall India Consumption Index Fund | 31 | n/a | 0.4% | 4.9% | -9.7% | n/a | n/a | n/a | -0.59 | n/a | -24.3% |
| 39 | Motilal Oswal Infrastructure Fund | 30 | n/a | -3.4% | 3.4% | 3.0% | n/a | n/a | n/a | 0.32 | n/a | -9.6% |
| 40 | Motilal Oswal Consumption Fund | n/a | n/a | 14.5% | 29.8% | n/a | n/a | n/a | n/a | n/a | n/a | -19.7% |
| 41 | Motilal Oswal Diversified Equity Flexicap Passive Fund of Funds | n/a | n/a | 0.6% | 8.8% | n/a | n/a | n/a | n/a | n/a | n/a | -13.0% |
| 42 | Motilal Oswal Financial Services Fund | n/a | n/a | 3.8% | 10.6% | n/a | n/a | n/a | n/a | n/a | n/a | -11.4% |
Ajay Khandelwal's full record
Ajay Khandelwal currently runs 13 funds, across ELSS, Flexi Cap Fund, Large & Mid Cap Fund, Large Cap Fund and more, with about ₹83,022 Cr under management. The book's average King Score is 76.2/100. Their strongest fund by King Score is Motilal Oswal Large and Midcap Fund (88/100).
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal Large and Midcap Fund | 96 | 88 | 2.9% | 15.6% | 7.8% | 21.1% | 18.0% | n/a | 0.73 | 27.4% | -37.4% |
| 2 | Motilal Oswal ELSS Tax Saver Fund | 97 | 82 | 2.9% | 16.4% | 8.9% | 20.7% | 16.6% | 17.3% | 0.71 | 19.2% | -37.7% |
| 3 | Motilal Oswal Flexi cap Fund | 97 | 69 | 8.9% | 15.9% | -0.2% | 16.7% | 12.3% | 13.0% | 0.59 | 15.1% | -37.1% |
| 4 | Motilal Oswal Midcap Fund | 91 | 66 | 9.1% | 18.2% | -2.2% | 17.6% | 20.6% | 17.3% | 0.61 | 22.0% | -37.2% |
| 5 | Motilal Oswal Active Momentum Fund | 96 | n/a | 6.6% | 27.4% | 26.1% | n/a | n/a | n/a | 1.06 | n/a | -15.8% |
| 6 | Motilal Oswal Small Cap Fund | 92 | n/a | 9.4% | 31.5% | 21.7% | n/a | n/a | n/a | 0.82 | n/a | -23.7% |
| 7 | Motilal Oswal Special Opportunities Fund | 92 | n/a | 7.8% | 23.4% | 19.0% | n/a | n/a | n/a | n/a | n/a | -14.8% |
| 8 | Motilal Oswal Services Fund | 90 | n/a | 9.2% | 20.6% | 13.0% | n/a | n/a | n/a | 0.41 | n/a | -16.8% |
| 9 | Motilal Oswal Large Cap | 74 | n/a | -0.1% | 3.2% | -3.8% | n/a | n/a | n/a | 0.46 | n/a | -15.8% |
| 10 | Motilal Oswal Manufacturing Fund | 33 | n/a | -1.0% | 7.4% | -4.3% | n/a | n/a | n/a | -0.01 | n/a | -26.2% |
| 11 | Motilal Oswal Infrastructure Fund | 30 | n/a | -3.4% | 3.4% | 3.0% | n/a | n/a | n/a | 0.32 | n/a | -9.6% |
| 12 | Motilal Oswal Quant Fund | 24 | n/a | -1.4% | 2.8% | -2.9% | n/a | n/a | n/a | -0.37 | n/a | -26.7% |
| 13 | Motilal Oswal Financial Services Fund | n/a | n/a | 3.8% | 10.6% | n/a | n/a | n/a | n/a | n/a | n/a | -11.4% |
Sandeep Jain's full record
Sandeep Jain currently runs 3 funds, across Dynamic Asset Allocation or Balanced Advantage, Multi Cap Fund, Sectoral/ Thematic, with about ₹5,007 Cr under management. The book's average King Score is 24.0/100. Their strongest fund by King Score is Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) (24/100).
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) | 99 | 24 | 5.6% | 11.1% | -4.0% | 1.8% | 5.5% | n/a | -0.34 | 9.4% | -26.5% |
| 2 | Motilal Oswal Multi Cap Fund | 99 | n/a | 13.7% | 29.1% | 6.3% | n/a | n/a | n/a | 0.62 | n/a | -24.1% |
| 3 | Motilal Oswal Financial Services Fund | n/a | n/a | 3.8% | 10.6% | n/a | n/a | n/a | n/a | n/a | n/a | -11.4% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.94% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹500 |
| Fund size (AUM) | ₹176 Cr |
| Age | 0.6 years |
| Plan / Option | Direct · Growth |
How Motilal Oswal Financial Services Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HDFC Transportation and Logistics Fund | 82 | 89 | 24.1% |
| LIC MF Healthcare Fund | 91 | 87 | 21.4% |
| ICICI Prudential Transportation And Logistics Fund | 78 | 87 | 21.1% |
| ICICI Prudential Innovation Fund | 56 | 87 | 17.8% |
| HDFC Defence Fund | 87 | 83 | 36.0% |
| Kotak Manufacture in India Fund | 81 | 83 | 19.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Motilal Oswal Financial Services Fund review: the bottom line
Related
Frequently asked questions
Is Motilal Oswal Financial Services Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Motilal Oswal Financial Services Fund scores within its category, and its worst drawdown was -11.38%. Compare those against your needs and the peer table above.
What is the NAV of Motilal Oswal Financial Services Fund today?
The latest NAV is ₹10.62 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of Motilal Oswal Financial Services Fund?
The Direct-plan expense ratio is 0.94% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of Motilal Oswal Financial Services Fund?
Motilal Oswal Financial Services Fund is managed by Swapnil Mayekar; Ajay Khandelwal; Sandeep Jain; Rakesh Shetty; Atul Mehra; Bhalchandra Shinde.
Is Motilal Oswal Financial Services Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -11.38% - ₹1 lakh briefly becoming about ₹88,620. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Motilal Oswal Financial Services Fund tax-efficient / what about capital gains?
As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Motilal Oswal Financial Services Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.