Navi Aggressive Hybrid Fund
Aggressive Hybrid Fund · Navi AMC Limited
Among the 159 similar aggressive hybrid funds we track, this one has grown money faster than most. ₹1 lakh invested 5 years ago would be about ₹1.7 lakh today. Investing ₹10,000 every month for the last 5 years would have put in ₹6.1 lakh and grown it to about ₹8.2 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹69,350. Expect meaningful ups and downs on the way.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Navi Aggressive Hybrid Fund is a aggressive hybrid fund from Navi AMC Limited. It has a track record of about 8.4 years. As of the latest data it carries an RS rating of 98/99 (its recent momentum versus category peers) and a King Score of 82/100 (a long-term quality composite). The current NAV is ₹25.48 (as of 2026-09-16).
Growth of ₹100 - last 5 years
Navi Aggressive Hybrid Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -1.76% | -3.12% |
| 3 months | 3.53% | 0.71% |
| 6 months | 11.91% | 4.94% |
| 1 year | 8.13% | 0.72% |
| 3 years (CAGR) | 11.34% | 10.38% |
| 5 years (CAGR) | 10.99% | 9.95% |
The last 5 years return is 10.99% a year (₹1 lakh → ₹1.7 lakh), and the last 3 years return is 11.34% - ahead of its category's 10.38% average by 1.0 points. Its trailing one-year return is 8.13%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Navi Aggressive Hybrid | Benchmark |
|---|---|---|
| 2019 | +13.3% | +7.7% |
| 2020 | +8.2% | +16.7% |
| 2021 | +23.1% | +30.2% |
| 2022 | +4.5% | +3.0% |
| 2023 | +22.5% | +25.8% |
| 2024 | +15.1% | +15.2% |
| 2025 | +8.2% | +6.7% |
| 2026 | +5.2% | -5.8% |
Navi Aggressive Hybrid Fund beat its benchmark in 4 of the last 8 calendar years. Consistency against the benchmark matters more than any single great year.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
What a monthly SIP in Navi Aggressive Hybrid Fund would have made
A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.
| SIP duration | You invested | It became | XIRR |
|---|---|---|---|
| 3 years | ₹370,000 | ₹429,155 | 9.87% |
| 5 years | ₹610,000 | ₹823,211 | 11.93% |
Over 5 years, ₹610,000 invested in monthly instalments would have grown to about ₹823,211 - an XIRR of 11.93%. Figures are pre-tax and assume you stayed invested throughout.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -30.65% | -28.53% |
| Worst drawdown (3Y) | -12.52% | -13.86% |
| Volatility (1Y) | 15.09% | 13.44% |
| Sharpe (3Y) | 0.41 | 0.33 |
| Sortino (3Y) | 0.72 | 0.6 |
| Beta (3Y) | 0.79 | 0.75 |
| Alpha (3Y) | 3.53% | 2.56% |
| Up capture | 81.6% | 79.11% |
| Down capture | 68.9% | 69.0% |
| Bull-market return | 23.8% | 23.98% |
| Bear-market return | -21.3% | -23.44% |
Timing matters more than people admit: the best possible 1-year stretch in Navi Aggressive Hybrid Fund (starting 2020-03-23) gained 58.2%, while the worst (starting 2019-03-22) lost 23.0%. The worst peak-to-bottom fall Navi Aggressive Hybrid Fund has ever put investors through is -30.65% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -21.3% annualised, versus 23.8% in rising markets. It has captured roughly 81.6% of its benchmark's up-moves and 68.9% of its down-moves.
How Navi Aggressive Hybrid Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), Navi Aggressive Hybrid Fund has historically returned about -21.3% annualised, versus roughly 23.8% when the market is rising. Its deepest fall on record is -30.65%. Right now it sits about 2.58% below its all-time high (last hit 2026-08-06). The real question isn't the average year - it's whether you could hold on through the worst one.
How Navi Aggressive Hybrid Fund ranks in its category
Percentile versus its ~159 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
| Measure | Value |
|---|---|
| Median 3Y rolling CAGR | 14.62% |
| 3Y windows positive | 100.0% |
| Worst 3Y window | 8.7% |
| 3Y windows beating Nifty 500 | 9.9% |
| Median 5Y rolling CAGR | 14.06% |
Instead of one lucky start date, rolling returns test every start date. Across all 3-year windows in its history, Navi Aggressive Hybrid Fund returned a median of 14.62% a year, and 100.0% of those windows were positive.
What Navi Aggressive Hybrid Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 28.2% of the portfolio, across 57 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Navi Aggressive Hybrid Fund shares Edelweiss Aggressive Hybrid Fund (1%), HSBC Aggressive Hybrid Fund (1%), ICICI Prudential Equity & Debt Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages Navi Aggressive Hybrid Fund - and how good are they?
Navi Aggressive Hybrid Fund is managed by Ashutosh Shirwaikar and Tanmay Sethi. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Ashutosh Shirwaikar's full record
Ashutosh Shirwaikar currently runs 16 funds, across Aggressive Hybrid Fund, ELSS, Flexi Cap Fund, FoF Overseas and more, with about ₹8,186 Cr under management. The book's average King Score is 57.8/100. Their strongest fund by King Score is Navi NASDAQ100 US Specific Equity Passive FOF (83/100); Navi Aggressive Hybrid Fund ranks #2 of 16 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Navi NASDAQ100 US Specific Equity Passive FOF | 72 | 83 | -4.0% | 21.3% | 31.0% | 30.2% | n/a | n/a | 1.05 | 31.2% | -25.1% |
| 2 | Navi Aggressive Hybrid Fund (this page) | 98 | 82 | 3.5% | 11.9% | 8.1% | 11.3% | 11.0% | n/a | 0.41 | 14.6% | -30.6% |
| 3 | Navi Total Stock Market US Specific Equity Passive FoF | 77 | 77 | 1.6% | 17.4% | 25.2% | 25.7% | n/a | n/a | 1.09 | 23.2% | -20.0% |
| 4 | Navi Nifty India Manufacturing Index Fund | 50 | 69 | -1.6% | 5.2% | 4.5% | 16.4% | n/a | n/a | 0.58 | 22.6% | -23.0% |
| 5 | Navi Nifty Midcap 150 Index Fund | 66 | 65 | -0.8% | 8.0% | 3.9% | 13.8% | n/a | n/a | 0.41 | 22.5% | -21.0% |
| 6 | Navi Flexi Cap Fund | 79 | 62 | 1.1% | 10.3% | 8.9% | 10.2% | 10.9% | n/a | 0.25 | 16.7% | -37.9% |
| 7 | Navi Nifty Next 50 Index Fund | 57 | 58 | -1.6% | 7.6% | 3.7% | 15.7% | n/a | n/a | 0.46 | 18.4% | -26.3% |
| 8 | Navi Nifty Bank Index Fund | 45 | 53 | -1.2% | 2.3% | 3.0% | 7.3% | n/a | n/a | 0.06 | 12.5% | -17.9% |
| 9 | Navi Large & Midcap Fund | 59 | 47 | -0.1% | 8.4% | 3.0% | 9.0% | 10.3% | 13.6% | 0.17 | 15.6% | -38.4% |
| 10 | Navi Nifty 50 Index Fund | 15 | 38 | -2.1% | -1.6% | -6.7% | 5.8% | 6.7% | n/a | -0.04 | 13.1% | -16.6% |
| 11 | Navi ELSS Tax Saver NIFTY 50 Index Fund | 9 | 36 | -2.2% | -1.7% | -6.8% | 5.7% | n/a | n/a | -0.05 | 9.8% | -15.5% |
| 12 | Navi BSE Sensex Index Fund | 7 | 23 | -2.1% | -2.5% | -8.5% | 4.0% | n/a | n/a | -0.17 | n/a | -16.1% |
| 13 | Navi Nifty Smallcap 250 Momentum quality index fund | 95 | n/a | 5.0% | 19.0% | 3.9% | n/a | n/a | n/a | 0.33 | n/a | -22.5% |
| 14 | Navi NIFTY 500 Multicap 50-25-25 | 48 | n/a | -0.5% | 6.2% | -0.3% | n/a | n/a | n/a | -0.42 | n/a | -19.8% |
| 15 | Navi NiftyIT Index Fund | 17 | n/a | 3.6% | -1.2% | -18.1% | n/a | n/a | n/a | -0.48 | n/a | -39.5% |
| 16 | Navi Nifty midsmallcap 400 Index Fund | n/a | n/a | 0.6% | 10.9% | n/a | n/a | n/a | n/a | n/a | n/a | -14.2% |
Tanmay Sethi's full record
Tanmay Sethi currently runs 2 funds, across Aggressive Hybrid Fund, Liquid Fund, with about ₹172 Cr under management. The book's average King Score is 68.0/100. This fund is the highest-scored fund they run (King 82/100).
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Navi Aggressive Hybrid Fund (this page) | 98 | 82 | 3.5% | 11.9% | 8.1% | 11.3% | 11.0% | n/a | 0.41 | 14.6% | -30.6% |
| 2 | Navi Liquid Fund | 68 | 54 | 1.4% | 3.0% | 5.8% | 6.4% | -57.8% | -33.2% | -0.27 | 6.6% | -99.0% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.49% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹100 |
| Fund size (AUM) | ₹110 Cr |
| Age | 8.4 years |
| Plan / Option | Direct · Growth |
| Benchmark | NIFTY500 |
How Navi Aggressive Hybrid Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HSBC Aggressive Hybrid Fund | 90 | 95 | 12.6% |
| Edelweiss Aggressive Hybrid Fund | 69 | 90 | 12.4% |
| ICICI Prudential Equity & Debt Fund | 56 | 89 | 12.4% |
| Bandhan Aggressive Hybrid Fund | 88 | 88 | 13.5% |
| SBI Equity Hybrid Fund | 68 | 87 | 10.9% |
| Kotak Aggressive Hybrid Fund | 74 | 83 | 12.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Navi Aggressive Hybrid Fund review: the bottom line
Related
Frequently asked questions
Is Navi Aggressive Hybrid Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Navi Aggressive Hybrid Fund scores 82/100 on our King Score and RS 98/99 within its category, has compounded 11.34% a year over three years, and its worst drawdown was -30.65%. Compare those against your needs and the peer table above.
What is the NAV of Navi Aggressive Hybrid Fund today?
The latest NAV is ₹25.48 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of Navi Aggressive Hybrid Fund?
The Direct-plan expense ratio is 0.49% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund is managed by Ashutosh Shirwaikar; Tanmay Sethi.
Is Navi Aggressive Hybrid Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -30.65% - ₹1 lakh briefly becoming about ₹69,350. As a hybrid fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Navi Aggressive Hybrid Fund good for SIP?
We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 5 years grew ₹6.1 lakh into about ₹8.2 lakh (XIRR 11.93%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.
What are the SIP returns of Navi Aggressive Hybrid Fund?
A ₹10,000/month SIP over 5 years would have grown to about ₹823,211 (an XIRR of 11.93%) on ₹610,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.
How does Navi Aggressive Hybrid Fund rank among similar funds?
On 3-year returns it sits around the 86th percentile of its category, and its consistency ranks 94th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.
Is Navi Aggressive Hybrid Fund tax-efficient / what about capital gains?
As a hybrid fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Navi Aggressive Hybrid Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.