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Franklin India Income Plus Arbitrage Active Fund of Funds

FoF Domestic · Franklin Templeton Asset Management (India) Private Limited

In plain words

Among the 470 funds in its category, this one has grown money a bit faster than average. ₹1 lakh invested 5 years ago would be about ₹1.7 lakh today. Investing ₹10,000 every month for the last 10 years would have put in ₹12.1 lakh and grown it to about ₹20.3 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹72,370. Expect meaningful ups and downs on the way.

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Franklin India Income Plus Arbitrage Active Fund of Funds is a FoF Domestic fund from Franklin Templeton Asset Management (India) Private Limited. It has a track record of about 11.8 years. As of the latest data it carries an RS rating of 62/99 (its recent momentum versus category peers) and a King Score of 64/100 (a long-term quality composite). The current NAV is ₹25.4 (as of 2026-09-16).

At a glance. Long-term quality (King Score): 64/100 · Current momentum (RS): 62/99 · 5-year CAGR: 10.87% · Worst-ever fall: -27.63%
62RS rating
64King Score
12.43%3Y CAGR
10.87%5Y CAGR
-27.63%Max drawdown
1.25Sharpe 3Y
0.17%Expense
135AUM ₹Cr

Growth of ₹100 - last 5 years

2021-092026-09
What ₹100 invested 5 years ago would be worth today, from actual NAV history.

Franklin India Income Plus Arbitrage Active Fund of Funds returns: last 1, 3, 5 and 10 years

PeriodThis fundCategory average
1 month0.28%-1.68%
3 months1.66%-0.37%
6 months3.08%2.56%
1 year6.34%18.46%
3 years (CAGR)12.43%18.94%
5 years (CAGR)10.87%13.11%
10 years (CAGR)8.21%11.69%

The last 10 years return of Franklin India Income Plus Arbitrage Active Fund of Funds works out to 8.21% a year (CAGR) - ₹1 lakh invested 10 years ago would be about ₹2.2 lakh today. The last 5 years return is 10.87% a year (₹1 lakh → ₹1.7 lakh), and the last 3 years return is 12.43% - behind its category's 18.94% average by 6.5 points. Its trailing one-year return is 6.34%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.

Year-by-year returns

YearFranklin India Income Benchmark
2018+1.4%-3.4%
2019+9.0%+7.7%
2020-13.4%+16.7%
2021+26.7%+30.2%
2022+4.8%+3.0%
2023+16.1%+25.8%
2024+12.8%+15.2%
2025+14.8%+6.7%
2026+4.3%-5.8%

Franklin India Income Plus Arbitrage Active Fund of Funds beat its benchmark in 5 of the last 9 calendar years. Consistency against the benchmark matters more than any single great year.

Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.

What a monthly SIP in Franklin India Income Plus Arbitrage Active Fund of Funds would have made

A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.

SIP durationYou investedIt becameXIRR
3 years₹370,000₹432,13410.36%
5 years₹610,000₹814,53311.51%
10 years₹1,210,000₹2,029,6059.98%

Over 10 years, ₹1,210,000 invested in monthly instalments would have grown to about ₹2,029,605 - an XIRR of 9.98%. Figures are pre-tax and assume you stayed invested throughout.

Risk & drawdowns

MeasureThis fundCategory average
Worst drawdown (lifetime)-27.63%-18.66%
Worst drawdown (3Y)-3.85%-15.66%
Volatility (1Y)1.1%23.47%
Sharpe (3Y)1.250.59
Sortino (3Y)2.441.3
Beta (3Y)0.210.39
Alpha (3Y)5.79%12.5%
Up capture34.7%61.1%
Down capture8.2%21.88%
Bull-market return15.2%31.51%
Bear-market return-13.4%-5.21%

Timing matters more than people admit: the best possible 1-year stretch in Franklin India Income Plus Arbitrage Active Fund of Funds (starting 2020-09-24) gained 38.9%, while the worst (starting 2019-05-27) lost 22.3%. The worst peak-to-bottom fall Franklin India Income Plus Arbitrage Active Fund of Funds has ever put investors through is -27.63% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -13.4% annualised, versus 15.2% in rising markets. It has captured roughly 34.7% of its benchmark's up-moves and 8.2% of its down-moves.

How Franklin India Income Plus Arbitrage Active Fund of Funds behaves when markets fall

When the market is falling (the Nifty below its 200-day average), Franklin India Income Plus Arbitrage Active Fund of Funds has historically returned about -13.4% annualised, versus roughly 15.2% when the market is rising. Its deepest fall on record is -27.63%. Right now it sits about 0.15% below its all-time high (last hit 2026-09-10). The real question isn't the average year - it's whether you could hold on through the worst one.

How Franklin India Income Plus Arbitrage Active Fund of Funds ranks in its category

Percentile versus its ~470 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.

3-year return
62th
Drawdown resilience
23th
Consistency
82th
Risk-adjusted (Sharpe)
86th

Consistency (rolling returns)

MeasureValue
Median 3Y rolling CAGR7.44%
3Y windows positive90.7%
Worst 3Y window-4.81%
Median 5Y rolling CAGR6.2%
Median 10Y rolling CAGR8.6%

Instead of one lucky start date, rolling returns test every start date. Across all 3-year windows in its history, Franklin India Income Plus Arbitrage Active Fund of Funds returned a median of 7.44% a year, and 90.7% of those windows were positive.

Who manages Franklin India Income Plus Arbitrage Active Fund of Funds - and how good are they?

Franklin India Income Plus Arbitrage Active Fund of Funds is managed by Rahul Goswami, Pallab Roy and Rohan Maru. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.

Rahul Goswami's full record

Rahul Goswami currently runs 5 funds, across Corporate Bond Fund, Dynamic Asset Allocation or Balanced Advantage, FoF Domestic, Low Duration Fund and more, with about ₹7,278 Cr under management. The book's average King Score is 77.8/100. Their strongest fund by King Score is Franklin India Money Market Fund (83/100); Franklin India Income Plus Arbitrage Active Fund of Funds ranks #4 of 5 in their book.

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#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1Franklin India Money Market Fund90831.9%3.5%6.7%7.4%6.6%6.8%1.577.6%-1.2%
2Franklin India Balanced Advantage Fund65830.5%2.6%0.4%9.3%n/an/a0.3714.2%-8.1%
3Franklin India Corporate Debt Fund98811.7%3.1%6.4%8.0%6.7%7.6%1.168.4%-7.4%
4Franklin India Income Plus Arbitrage Active Fund of Funds (this page)62641.7%3.1%6.3%12.4%10.9%8.2%1.257.4%-27.6%
5Franklin India Low Duration Fund87n/a1.6%3.2%6.6%n/an/an/a1.07n/a-0.1%

Pallab Roy's full record

Pallab Roy currently runs 3 funds, across FoF Domestic, Liquid Fund, Overnight Fund, with about ₹4,030 Cr under management. The book's average King Score is 78.7/100. Their strongest fund by King Score is Franklin India Liquid Fund - Super Institutional (91/100); Franklin India Income Plus Arbitrage Active Fund of Funds ranks #3 of 3 in their book.

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#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1Franklin India Liquid Fund - Super Institutional98911.7%3.5%6.6%7.0%6.4%6.2%1.47.0%-0.2%
2Franklin India Overnight Fund96811.3%2.6%5.4%6.1%5.7%n/a-1.695.3%0.0%
3Franklin India Income Plus Arbitrage Active Fund of Funds (this page)62641.7%3.1%6.3%12.4%10.9%8.2%1.257.4%-27.6%

Rohan Maru's full record

Rohan Maru currently runs 6 funds, across Equity Savings, FoF Domestic, Liquid Fund, Low Duration Fund and more, with about ₹8,338 Cr under management. The book's average King Score is 77.6/100. Their strongest fund by King Score is Franklin India Liquid Fund - Super Institutional (91/100); Franklin India Income Plus Arbitrage Active Fund of Funds ranks #5 of 6 in their book.

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#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1Franklin India Liquid Fund - Super Institutional98911.7%3.5%6.6%7.0%6.4%6.2%1.47.0%-0.2%
2Franklin India Money Market Fund90831.9%3.5%6.7%7.4%6.6%6.8%1.577.6%-1.2%
3Franklin India Overnight Fund96811.3%2.6%5.4%6.1%5.7%n/a-1.695.3%0.0%
4Franklin India Equity Savings Fund74691.2%2.2%3.7%7.2%7.1%n/a0.249.5%-16.7%
5Franklin India Income Plus Arbitrage Active Fund of Funds (this page)62641.7%3.1%6.3%12.4%10.9%8.2%1.257.4%-27.6%
6Franklin India Low Duration Fund87n/a1.6%3.2%6.6%n/an/an/a1.07n/a-0.1%

A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.

Cost & fund basics

DetailValue
Expense ratio (Direct)0.17%
Exit load≈1% if redeemed within 1 year (typical)
Minimum investment₹5000
Fund size (AUM)₹135 Cr
Age11.8 years
Plan / OptionDirect · Growth
BenchmarkNIFTY500

How Franklin India Income Plus Arbitrage Active Fund of Funds compares to peers

FundRSKing3Y CAGR
UTI Gold ETF Fund of Fund888236.0%
Motilal Oswal Gold and Silver Passive Fund of Funds(Direct )887837.9%
LIC MF Gold ETF Fund of Fund747835.5%
Edelweiss Gold and Silver ETF FOF887740.5%
Nippon India Multi - Asset Omni FoF637615.7%
Axis Silver Fund of Fund947345.3%
Compare side by side. Chart Franklin India Income Plus Arbitrage Active Fund of Funds against these peers on one screen - rebased returns, drawdowns, rolling windows and stock-level overlap.
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Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.

What these numbers mean

RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.

Franklin India Income Plus Arbitrage Active Fund of Funds review: the bottom line

On the data, its strengths are a low expense ratio (0.17%). Whether it fits you depends on your goals, horizon and risk appetite - this page describes the fund, it does not recommend it.

Related

Frequently asked questions

Is Franklin India Income Plus Arbitrage Active Fund of Funds a good mutual fund?

That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Franklin India Income Plus Arbitrage Active Fund of Funds scores 64/100 on our King Score and RS 62/99 within its category, has compounded 12.43% a year over three years, and its worst drawdown was -27.63%. Compare those against your needs and the peer table above.

What is the NAV of Franklin India Income Plus Arbitrage Active Fund of Funds today?

The latest NAV is ₹25.4 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.

What is the last 10 years return of Franklin India Income Plus Arbitrage Active Fund of Funds?

Over the last 10 years Franklin India Income Plus Arbitrage Active Fund of Funds has returned about 8.21% a year (CAGR). In rupees: ₹1 lakh invested 10 years ago would be roughly ₹2.2 lakh today, before tax. See the year-by-year table above for how uneven the ride was.

What is the expense ratio of Franklin India Income Plus Arbitrage Active Fund of Funds?

The Direct-plan expense ratio is 0.17% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.

Who is the fund manager of Franklin India Income Plus Arbitrage Active Fund of Funds?

Franklin India Income Plus Arbitrage Active Fund of Funds is managed by Rahul Goswami; Pallab Roy; Rohan Maru.

Is Franklin India Income Plus Arbitrage Active Fund of Funds safe? How risky is it?

No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -27.63% - ₹1 lakh briefly becoming about ₹72,370. As a index & fof, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.

Is Franklin India Income Plus Arbitrage Active Fund of Funds good for SIP?

We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 10 years grew ₹12.1 lakh into about ₹20.3 lakh (XIRR 9.98%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.

What are the SIP returns of Franklin India Income Plus Arbitrage Active Fund of Funds?

A ₹10,000/month SIP over 10 years would have grown to about ₹2,029,605 (an XIRR of 9.98%) on ₹1,210,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.

How does Franklin India Income Plus Arbitrage Active Fund of Funds rank among similar funds?

On 3-year returns it sits around the 62th percentile of its category, and its consistency ranks 82th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.

Is Franklin India Income Plus Arbitrage Active Fund of Funds tax-efficient / what about capital gains?

As a index & fof, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.

Direct or Regular plan - which is shown here?

All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.

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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.

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