UTI Nifty 500 Value 50 Index Fund
Index Funds · UTI Asset Mgmt. Co. Ltd.
Among the 1179 similar index fundss we track, this one has grown money faster than most. ₹1 lakh invested 3 years ago would be about ₹1.8 lakh today. Investing ₹10,000 every month for the last 3 years would have put in ₹3.7 lakh and grown it to about ₹4.3 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹77,370. Expect meaningful ups and downs on the way.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.UTI Nifty 500 Value 50 Index Fund is a index funds from UTI Asset Mgmt. Co. Ltd.. It has a track record of about 3.3 years. As of the latest data it carries an RS rating of 39/99 (its recent momentum versus category peers) and a King Score of 65/100 (a long-term quality composite). The current NAV is ₹21.68 (as of 2026-09-16).
Growth of ₹100 - last 3 years
UTI Nifty 500 Value 50 Index Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -3.08% | -3.19% |
| 3 months | -5.3% | -0.24% |
| 6 months | -0.37% | 4.45% |
| 1 year | 10.63% | 1.13% |
| 3 years (CAGR) | 21.07% | 9.06% |
Its trailing one-year return is 10.63%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | UTI Nifty 500 Value 50 | Benchmark |
|---|---|---|
| 2024 | +19.9% | +15.2% |
| 2025 | +16.3% | +6.7% |
| 2026 | +1.0% | -5.8% |
UTI Nifty 500 Value 50 Index Fund beat its benchmark in 3 of the last 3 calendar years. That is a strong hit-rate - most active funds fail to clear their index this often. Consistency against the benchmark matters more than any single great year.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
What a monthly SIP in UTI Nifty 500 Value 50 Index Fund would have made
A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.
| SIP duration | You invested | It became | XIRR |
|---|---|---|---|
| 3 years | ₹370,000 | ₹431,791 | 10.29% |
Over 3 years, ₹370,000 invested in monthly instalments would have grown to about ₹431,791 - an XIRR of 10.29%. Figures are pre-tax and assume you stayed invested throughout.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -22.63% | -16.31% |
| Worst drawdown (3Y) | -22.63% | -15.09% |
| Volatility (1Y) | 18.18% | 14.53% |
| Sharpe (3Y) | 0.65 | 0.24 |
| Sortino (3Y) | 1.14 | 0.69 |
| Beta (3Y) | 1.19 | 0.67 |
| Alpha (3Y) | 11.39% | 1.16% |
| Up capture | 133.2% | 70.6% |
| Down capture | 109.1% | 61.79% |
| Bull-market return | 57.3% | 22.28% |
| Bear-market return | -37.9% | -18.34% |
Timing matters more than people admit: the best possible 1-year stretch in UTI Nifty 500 Value 50 Index Fund (starting 2023-06-02) gained 102.4%, while the worst (starting 2024-08-01) lost 12.0%. The worst peak-to-bottom fall UTI Nifty 500 Value 50 Index Fund has ever put investors through is -22.63% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -37.9% annualised, versus 57.3% in rising markets. It has captured roughly 133.2% of its benchmark's up-moves and 109.1% of its down-moves.
How UTI Nifty 500 Value 50 Index Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), UTI Nifty 500 Value 50 Index Fund has historically returned about -37.9% annualised, versus roughly 57.3% when the market is rising. Its deepest fall on record is -22.63%. Right now it sits about 7.44% below its all-time high (last hit 2026-05-27). The real question isn't the average year - it's whether you could hold on through the worst one.
How UTI Nifty 500 Value 50 Index Fund ranks in its category
Percentile versus its ~1179 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
Who manages UTI Nifty 500 Value 50 Index Fund - and how good are they?
UTI Nifty 500 Value 50 Index Fund is managed by Sharwan Goyal, Ayush Jain and Lokesh Kulthia. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Sharwan Goyal's full record
Sharwan Goyal currently runs 20 funds, across FoF Domestic, Index Funds, Multi Asset Allocation, Sectoral/ Thematic, with about ₹46,189 Cr under management. The book's average King Score is 47.7/100. Their strongest fund by King Score is UTI Gold ETF Fund of Fund (82/100); UTI Nifty 500 Value 50 Index Fund ranks #3 of 20 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | UTI Gold ETF Fund of Fund | 88 | 82 | 0.8% | -2.2% | 37.2% | 36.0% | n/a | n/a | 1.44 | 34.3% | -16.8% |
| 2 | UTI Silver ETF Fund of Fund | 96 | 66 | -8.5% | -7.7% | 75.4% | 45.3% | n/a | n/a | 1.04 | 47.9% | -35.9% |
| 3 | UTI Nifty 500 Value 50 Index Fund (this page) | 39 | 65 | -5.3% | -0.4% | 10.6% | 21.1% | n/a | n/a | 0.65 | n/a | -22.6% |
| 4 | UTI Nifty50 Equal Weight Index Fund | 34 | 60 | -1.8% | 2.0% | -0.9% | 10.2% | n/a | n/a | 0.26 | n/a | -18.1% |
| 5 | UTI Nifty Next 50 Index Fund | 58 | 57 | -1.5% | 7.7% | 3.8% | 15.8% | 10.7% | n/a | 0.47 | 18.0% | -39.9% |
| 6 | UTI Multi Asset Allocation Fund | 23 | 53 | -0.7% | 2.0% | 3.2% | 14.7% | 12.9% | 11.1% | 0.84 | 9.8% | -25.0% |
| 7 | UTI Nifty 200 Momentum 30 Index Fund | 21 | 42 | -4.2% | 1.3% | -3.4% | 9.4% | 8.7% | n/a | 0.14 | 18.5% | -31.5% |
| 8 | UTI Nifty Midcap 150 Quality 50 Index Fund | 30 | 34 | -3.0% | 5.9% | -5.3% | 7.1% | n/a | n/a | 0.05 | 13.9% | -21.4% |
| 9 | UTI BSE Low Volatility Index Fund | 4 | 33 | -3.6% | -3.0% | -8.5% | 6.2% | n/a | n/a | -0.02 | 15.4% | -18.2% |
| 10 | UTI Nifty 50 Index Fund | 14 | 31 | -2.2% | -1.6% | -6.7% | 5.8% | 6.7% | 11.3% | -0.04 | 13.2% | -38.4% |
| 11 | UTI BSE Sensex Index Fund | 8 | 29 | -2.0% | -2.4% | -8.5% | 4.0% | n/a | n/a | -0.16 | 11.9% | -16.1% |
| 12 | UTI BSE Housing Index Fund | 3 | 20 | -4.7% | 1.2% | -12.2% | 5.4% | n/a | n/a | -0.04 | n/a | -26.5% |
| 13 | UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund | 67 | n/a | -1.3% | 10.3% | 2.7% | n/a | n/a | n/a | 0.23 | n/a | -16.9% |
| 14 | UTI Nifty Midcap 150 Index Fund | 66 | n/a | -0.8% | 8.0% | 3.8% | n/a | n/a | n/a | -0.19 | n/a | -18.9% |
| 15 | UTI Nifty India Manufacturing Index Fund | 49 | n/a | -1.6% | 5.1% | 4.3% | n/a | n/a | n/a | 0.48 | n/a | -11.5% |
| 16 | UTI Nifty Private Bank Index Fund | 45 | n/a | -1.4% | 4.1% | 2.1% | n/a | n/a | n/a | -0.34 | n/a | -17.3% |
| 17 | UTI Nifty Alpha Low-Volatility 30 Index Fund | 37 | n/a | -0.1% | 2.2% | -3.0% | n/a | n/a | n/a | -0.72 | n/a | -16.6% |
| 18 | UTI Nifty 200 Quality 30 Index Fund | 27 | n/a | -1.3% | 1.9% | -6.7% | n/a | n/a | n/a | -0.91 | n/a | -22.6% |
| 19 | UTI Quant Fund | 26 | n/a | -0.8% | 3.8% | -4.2% | n/a | n/a | n/a | -0.29 | n/a | -14.4% |
| 20 | UTI Nifty500 Shariah Index Fund | n/a | n/a | -2.1% | 3.5% | n/a | n/a | n/a | n/a | n/a | n/a | -9.2% |
Ayush Jain's full record
Ayush Jain currently runs 18 funds, across FoF Domestic, Index Funds, with about ₹37,655 Cr under management. The book's average King Score is 47.2/100. Their strongest fund by King Score is UTI Gold ETF Fund of Fund (82/100); UTI Nifty 500 Value 50 Index Fund ranks #3 of 18 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | UTI Gold ETF Fund of Fund | 88 | 82 | 0.8% | -2.2% | 37.2% | 36.0% | n/a | n/a | 1.44 | 34.3% | -16.8% |
| 2 | UTI Silver ETF Fund of Fund | 96 | 66 | -8.5% | -7.7% | 75.4% | 45.3% | n/a | n/a | 1.04 | 47.9% | -35.9% |
| 3 | UTI Nifty 500 Value 50 Index Fund (this page) | 39 | 65 | -5.3% | -0.4% | 10.6% | 21.1% | n/a | n/a | 0.65 | n/a | -22.6% |
| 4 | UTI Nifty50 Equal Weight Index Fund | 34 | 60 | -1.8% | 2.0% | -0.9% | 10.2% | n/a | n/a | 0.26 | n/a | -18.1% |
| 5 | UTI Nifty Next 50 Index Fund | 58 | 57 | -1.5% | 7.7% | 3.8% | 15.8% | 10.7% | n/a | 0.47 | 18.0% | -39.9% |
| 6 | UTI Nifty 200 Momentum 30 Index Fund | 21 | 42 | -4.2% | 1.3% | -3.4% | 9.4% | 8.7% | n/a | 0.14 | 18.5% | -31.5% |
| 7 | UTI Nifty Midcap 150 Quality 50 Index Fund | 30 | 34 | -3.0% | 5.9% | -5.3% | 7.1% | n/a | n/a | 0.05 | 13.9% | -21.4% |
| 8 | UTI BSE Low Volatility Index Fund | 4 | 33 | -3.6% | -3.0% | -8.5% | 6.2% | n/a | n/a | -0.02 | 15.4% | -18.2% |
| 9 | UTI Nifty 50 Index Fund | 14 | 31 | -2.2% | -1.6% | -6.7% | 5.8% | 6.7% | 11.3% | -0.04 | 13.2% | -38.4% |
| 10 | UTI BSE Sensex Index Fund | 8 | 29 | -2.0% | -2.4% | -8.5% | 4.0% | n/a | n/a | -0.16 | 11.9% | -16.1% |
| 11 | UTI BSE Housing Index Fund | 3 | 20 | -4.7% | 1.2% | -12.2% | 5.4% | n/a | n/a | -0.04 | n/a | -26.5% |
| 12 | UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund | 67 | n/a | -1.3% | 10.3% | 2.7% | n/a | n/a | n/a | 0.23 | n/a | -16.9% |
| 13 | UTI Nifty Midcap 150 Index Fund | 66 | n/a | -0.8% | 8.0% | 3.8% | n/a | n/a | n/a | -0.19 | n/a | -18.9% |
| 14 | UTI Nifty India Manufacturing Index Fund | 49 | n/a | -1.6% | 5.1% | 4.3% | n/a | n/a | n/a | 0.48 | n/a | -11.5% |
| 15 | UTI Nifty Private Bank Index Fund | 45 | n/a | -1.4% | 4.1% | 2.1% | n/a | n/a | n/a | -0.34 | n/a | -17.3% |
| 16 | UTI Nifty Alpha Low-Volatility 30 Index Fund | 37 | n/a | -0.1% | 2.2% | -3.0% | n/a | n/a | n/a | -0.72 | n/a | -16.6% |
| 17 | UTI Nifty 200 Quality 30 Index Fund | 27 | n/a | -1.3% | 1.9% | -6.7% | n/a | n/a | n/a | -0.91 | n/a | -22.6% |
| 18 | UTI Nifty500 Shariah Index Fund | n/a | n/a | -2.1% | 3.5% | n/a | n/a | n/a | n/a | n/a | n/a | -9.2% |
Lokesh Kulthia's full record
Lokesh Kulthia currently runs 20 funds, across FoF Domestic, Index Funds, Multi Asset Allocation, Sectoral/ Thematic, with about ₹46,189 Cr under management. The book's average King Score is 47.7/100. Their strongest fund by King Score is UTI Gold ETF Fund of Fund (82/100); UTI Nifty 500 Value 50 Index Fund ranks #3 of 20 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | UTI Gold ETF Fund of Fund | 88 | 82 | 0.8% | -2.2% | 37.2% | 36.0% | n/a | n/a | 1.44 | 34.3% | -16.8% |
| 2 | UTI Silver ETF Fund of Fund | 96 | 66 | -8.5% | -7.7% | 75.4% | 45.3% | n/a | n/a | 1.04 | 47.9% | -35.9% |
| 3 | UTI Nifty 500 Value 50 Index Fund (this page) | 39 | 65 | -5.3% | -0.4% | 10.6% | 21.1% | n/a | n/a | 0.65 | n/a | -22.6% |
| 4 | UTI Nifty50 Equal Weight Index Fund | 34 | 60 | -1.8% | 2.0% | -0.9% | 10.2% | n/a | n/a | 0.26 | n/a | -18.1% |
| 5 | UTI Nifty Next 50 Index Fund | 58 | 57 | -1.5% | 7.7% | 3.8% | 15.8% | 10.7% | n/a | 0.47 | 18.0% | -39.9% |
| 6 | UTI Multi Asset Allocation Fund | 23 | 53 | -0.7% | 2.0% | 3.2% | 14.7% | 12.9% | 11.1% | 0.84 | 9.8% | -25.0% |
| 7 | UTI Nifty 200 Momentum 30 Index Fund | 21 | 42 | -4.2% | 1.3% | -3.4% | 9.4% | 8.7% | n/a | 0.14 | 18.5% | -31.5% |
| 8 | UTI Nifty Midcap 150 Quality 50 Index Fund | 30 | 34 | -3.0% | 5.9% | -5.3% | 7.1% | n/a | n/a | 0.05 | 13.9% | -21.4% |
| 9 | UTI BSE Low Volatility Index Fund | 4 | 33 | -3.6% | -3.0% | -8.5% | 6.2% | n/a | n/a | -0.02 | 15.4% | -18.2% |
| 10 | UTI Nifty 50 Index Fund | 14 | 31 | -2.2% | -1.6% | -6.7% | 5.8% | 6.7% | 11.3% | -0.04 | 13.2% | -38.4% |
| 11 | UTI BSE Sensex Index Fund | 8 | 29 | -2.0% | -2.4% | -8.5% | 4.0% | n/a | n/a | -0.16 | 11.9% | -16.1% |
| 12 | UTI BSE Housing Index Fund | 3 | 20 | -4.7% | 1.2% | -12.2% | 5.4% | n/a | n/a | -0.04 | n/a | -26.5% |
| 13 | UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund | 67 | n/a | -1.3% | 10.3% | 2.7% | n/a | n/a | n/a | 0.23 | n/a | -16.9% |
| 14 | UTI Nifty Midcap 150 Index Fund | 66 | n/a | -0.8% | 8.0% | 3.8% | n/a | n/a | n/a | -0.19 | n/a | -18.9% |
| 15 | UTI Nifty India Manufacturing Index Fund | 49 | n/a | -1.6% | 5.1% | 4.3% | n/a | n/a | n/a | 0.48 | n/a | -11.5% |
| 16 | UTI Nifty Private Bank Index Fund | 45 | n/a | -1.4% | 4.1% | 2.1% | n/a | n/a | n/a | -0.34 | n/a | -17.3% |
| 17 | UTI Nifty Alpha Low-Volatility 30 Index Fund | 37 | n/a | -0.1% | 2.2% | -3.0% | n/a | n/a | n/a | -0.72 | n/a | -16.6% |
| 18 | UTI Nifty 200 Quality 30 Index Fund | 27 | n/a | -1.3% | 1.9% | -6.7% | n/a | n/a | n/a | -0.91 | n/a | -22.6% |
| 19 | UTI Quant Fund | 26 | n/a | -0.8% | 3.8% | -4.2% | n/a | n/a | n/a | -0.29 | n/a | -14.4% |
| 20 | UTI Nifty500 Shariah Index Fund | n/a | n/a | -2.1% | 3.5% | n/a | n/a | n/a | n/a | n/a | n/a | -9.2% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.7% |
| Exit load | No exit load |
| Minimum investment | ₹1000 |
| Fund size (AUM) | ₹474 Cr |
| Age | 3.3 years |
| Plan / Option | Direct · Growth |
| Benchmark | NIFTY500 |
How UTI Nifty 500 Value 50 Index Fund compares to peers
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
UTI Nifty 500 Value 50 Index Fund review: the bottom line
Related
Frequently asked questions
Is UTI Nifty 500 Value 50 Index Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, UTI Nifty 500 Value 50 Index Fund scores 65/100 on our King Score and RS 39/99 within its category, has compounded 21.07% a year over three years, and its worst drawdown was -22.63%. Compare those against your needs and the peer table above.
What is the NAV of UTI Nifty 500 Value 50 Index Fund today?
The latest NAV is ₹21.68 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of UTI Nifty 500 Value 50 Index Fund?
The Direct-plan expense ratio is 0.7% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of UTI Nifty 500 Value 50 Index Fund?
UTI Nifty 500 Value 50 Index Fund is managed by Sharwan Goyal; Ayush Jain; Lokesh Kulthia.
Is UTI Nifty 500 Value 50 Index Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -22.63% - ₹1 lakh briefly becoming about ₹77,370. As a index & fof, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is UTI Nifty 500 Value 50 Index Fund good for SIP?
We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 3 years grew ₹3.7 lakh into about ₹4.3 lakh (XIRR 10.29%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.
What are the SIP returns of UTI Nifty 500 Value 50 Index Fund?
A ₹10,000/month SIP over 3 years would have grown to about ₹431,791 (an XIRR of 10.29%) on ₹370,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.
How does UTI Nifty 500 Value 50 Index Fund rank among similar funds?
On 3-year returns it sits around the 99th percentile of its category, and its consistency ranks 33th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.
Is UTI Nifty 500 Value 50 Index Fund tax-efficient / what about capital gains?
As a index & fof, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See UTI Nifty 500 Value 50 Index Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.