Bandhan Multi-Factor Fund
Sectoral/ Thematic · Bandhan AMC Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹86,550. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Bandhan Multi-Factor Fund is a Sectoral/ Thematic fund from Bandhan AMC Limited. It has a track record of about 1.1 years. As of the latest data it carries an RS rating of 5/99 (its recent momentum versus category peers). The current NAV is ₹9.43 (as of 2026-09-16).
Growth of ₹100 - last 1 years
Bandhan Multi-Factor Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -7.08% | -3.47% |
| 3 months | -5.07% | 2.0% |
| 6 months | -4.43% | 10.56% |
| 1 year | -5.21% | 4.78% |
Its trailing one-year return is -5.21%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Bandhan Multi-Factor F | Benchmark |
|---|---|---|
| 2026 | -11.5% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -13.45% | -26.37% |
| Volatility (1Y) | 16.69% | 19.02% |
| Bull-market return | 40.1% | 30.78% |
The worst peak-to-bottom fall Bandhan Multi-Factor Fund has ever put investors through is -13.45% - the real test of whether you'd have stayed invested.
How Bandhan Multi-Factor Fund behaves when markets fall
Its deepest fall on record is -13.45%. Right now it sits about 13.18% below its all-time high (last hit 2026-01-02). The real question isn't the average year - it's whether you could hold on through the worst one.
How Bandhan Multi-Factor Fund ranks in its category
Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What Bandhan Multi-Factor Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 38.3% of the portfolio, across 40 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Bandhan Multi-Factor Fund shares HDFC Transportation and Logistics Fund (0%), LIC MF Healthcare Fund (0%), ICICI Prudential Transportation And Logistics Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages Bandhan Multi-Factor Fund - and how good are they?
Bandhan Multi-Factor Fund is managed by Brijesh Shah, Rishi Sharma and Nilesh Saha. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Brijesh Shah's full record
Brijesh Shah currently runs 19 funds, across Aggressive Hybrid Fund, Banking and PSU Fund, Dynamic Bond, Equity Savings and more, with about ₹52,403 Cr under management. The book's average King Score is 79.8/100. Their strongest fund by King Score is Bandhan Gilt Fund (93/100); Bandhan Multi-Factor Fund ranks #18 of 19 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Bandhan Gilt Fund | 98 | 93 | 1.8% | 4.9% | 7.7% | 7.9% | 6.4% | 7.8% | 0.36 | 8.5% | -7.0% |
| 2 | Bandhan Aggressive Hybrid Fund | 88 | 88 | 2.1% | 8.8% | 6.0% | 13.5% | 11.2% | n/a | 0.56 | 15.5% | -31.6% |
| 3 | BANDHAN LIQUID Fund | 89 | 84 | 1.6% | 3.5% | 6.6% | 7.0% | 6.3% | 6.1% | 1.25 | 6.8% | -0.2% |
| 4 | BANDHAN Dynamic Bond Fund | 99 | 83 | 1.7% | 4.7% | 7.2% | 7.6% | 6.1% | 7.4% | 0.29 | 8.2% | -7.0% |
| 5 | Bandhan Money Market Fund | 95 | 83 | 1.9% | 3.5% | 6.8% | 7.4% | 6.7% | 6.5% | 1.63 | 7.0% | -1.3% |
| 6 | BANDHAN Overnight Fund | 87 | 83 | 1.3% | 2.6% | 5.3% | 6.1% | 5.7% | n/a | -1.65 | 5.2% | 0.0% |
| 7 | Bandhan Gilt Fund with 10 year constant duration Fund | 96 | 82 | 1.0% | 2.2% | 4.7% | 7.6% | 5.8% | 7.9% | 0.35 | 9.1% | -5.0% |
| 8 | Bandhan Banking and PSU Fund | 91 | 82 | 1.4% | 3.4% | 5.9% | 7.2% | 6.2% | 7.2% | 0.64 | 7.5% | -3.3% |
| 9 | Bandhan Medium to Long Duration Fund | 99 | 81 | 1.4% | 3.9% | 5.9% | 6.5% | 5.2% | 6.7% | 0.01 | 7.7% | -6.9% |
| 10 | Bandhan Medium Duration Fund | 81 | 80 | 1.6% | 3.6% | 6.1% | 7.5% | 6.0% | 6.9% | 0.63 | 7.8% | -3.6% |
| 11 | BANDHAN Equity Savings Fund | 77 | 65 | 1.0% | 3.0% | 3.8% | 6.9% | 6.5% | 7.2% | 0.17 | 7.8% | -17.3% |
| 12 | Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF | 37 | 54 | 2.2% | 5.5% | 12.5% | 9.5% | n/a | n/a | 0.67 | 9.5% | -3.4% |
| 13 | Bandhan Innovation Fund | 95 | n/a | 9.9% | 26.5% | 16.6% | n/a | n/a | n/a | 0.76 | n/a | -19.7% |
| 14 | Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | 90 | n/a | 2.0% | 3.9% | 7.0% | n/a | n/a | n/a | 0.96 | n/a | -0.0% |
| 15 | Bandhan Multi Asset Allocation Fund | 88 | n/a | 0.3% | 5.4% | 12.7% | n/a | n/a | n/a | 0.98 | n/a | -9.1% |
| 16 | Bandhan CRISIL-IBX 10 90 Gilt Plus SDL Index - Dec 2029 Fund | 66 | n/a | 1.2% | 2.4% | 5.4% | n/a | n/a | n/a | 0.05 | n/a | -1.1% |
| 17 | Bandhan Business Cycle Fund | 36 | n/a | -0.6% | 7.2% | -3.4% | n/a | n/a | n/a | -0.44 | n/a | -17.6% |
| 18 | Bandhan Multi-Factor Fund (this page) | 5 | n/a | -5.1% | -4.4% | -5.2% | n/a | n/a | n/a | n/a | n/a | -13.4% |
| 19 | Bandhan Healthcare Fund | n/a | n/a | 8.5% | 18.7% | n/a | n/a | n/a | n/a | n/a | n/a | -7.7% |
Rishi Sharma's full record
Rishi Sharma currently runs 1 fund, across Sectoral/ Thematic, with about ₹679 Cr under management.
Nilesh Saha's full record
Nilesh Saha currently runs 1 fund, across Sectoral/ Thematic, with about ₹679 Cr under management.
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.65% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹1000 |
| Fund size (AUM) | ₹679 Cr |
| Age | 1.1 years |
| Plan / Option | Direct · Growth |
How Bandhan Multi-Factor Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HDFC Transportation and Logistics Fund | 82 | 89 | 24.1% |
| LIC MF Healthcare Fund | 91 | 87 | 21.4% |
| ICICI Prudential Transportation And Logistics Fund | 78 | 87 | 21.1% |
| ICICI Prudential Innovation Fund | 56 | 87 | 17.8% |
| HDFC Defence Fund | 87 | 83 | 36.0% |
| Kotak Manufacture in India Fund | 81 | 83 | 19.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Bandhan Multi-Factor Fund review: the bottom line
Related
Frequently asked questions
Is Bandhan Multi-Factor Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Bandhan Multi-Factor Fund scores RS 5/99 within its category, and its worst drawdown was -13.45%. Compare those against your needs and the peer table above.
What is the NAV of Bandhan Multi-Factor Fund today?
The latest NAV is ₹9.43 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of Bandhan Multi-Factor Fund?
The Direct-plan expense ratio is 0.65% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of Bandhan Multi-Factor Fund?
Bandhan Multi-Factor Fund is managed by Brijesh Shah; Rishi Sharma; Nilesh Saha.
Is Bandhan Multi-Factor Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -13.45% - ₹1 lakh briefly becoming about ₹86,550. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Bandhan Multi-Factor Fund tax-efficient / what about capital gains?
As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Bandhan Multi-Factor Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.