ITI Bharat Consumption Fund
Sectoral/ Thematic · ITI Asset Management Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹83,570. Expect meaningful ups and downs on the way.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.ITI Bharat Consumption Fund is a Sectoral/ Thematic fund from ITI Asset Management Limited. It has a track record of about 1.5 years. As of the latest data it carries an RS rating of 67/99 (its recent momentum versus category peers). The current NAV is ₹11.83 (as of 2026-09-16).
Growth of ₹100 - last 2 years
ITI Bharat Consumption Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -3.77% | -3.47% |
| 3 months | 4.74% | 2.0% |
| 6 months | 13.02% | 10.56% |
| 1 year | 0.25% | 4.78% |
Its trailing one-year return is 0.25%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | ITI Bharat Consumption | Benchmark |
|---|---|---|
| 2026 | +0.8% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -16.43% | -26.37% |
| Worst drawdown (3Y) | -16.43% | -20.9% |
| Volatility (1Y) | 17.17% | 19.02% |
| Sharpe (3Y) | 0.36 | 0.31 |
| Bull-market return | 17.8% | 30.78% |
| Bear-market return | 17.2% | -23.76% |
The worst peak-to-bottom fall ITI Bharat Consumption Fund has ever put investors through is -16.43% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about 17.2% annualised, versus 17.8% in rising markets.
How ITI Bharat Consumption Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), ITI Bharat Consumption Fund has historically returned about 17.2% annualised, versus roughly 17.8% when the market is rising. Its deepest fall on record is -16.43%. Right now it sits about 3.85% below its all-time high (last hit 2026-08-10). The real question isn't the average year - it's whether you could hold on through the worst one.
How ITI Bharat Consumption Fund ranks in its category
Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What ITI Bharat Consumption Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 40.7% of the portfolio, across 53 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
ITI Bharat Consumption Fund shares HDFC Transportation and Logistics Fund (10%), LIC MF Healthcare Fund (0%), ICICI Prudential Transportation And Logistics Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages ITI Bharat Consumption Fund - and how good are they?
ITI Bharat Consumption Fund is managed by Dhimant Shah and Animesh Singh. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Dhimant Shah's full record
Dhimant Shah currently runs 8 funds, across ELSS, Flexi Cap Fund, Focused Fund, Mid Cap Fund and more, with about ₹8,860 Cr under management. The book's average King Score is 77.4/100. Their strongest fund by King Score is ITI Focused Fund (95/100); ITI Bharat Consumption Fund ranks #8 of 8 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | ITI Focused Fund | 69 | 95 | -1.0% | 9.8% | 7.7% | 16.8% | n/a | n/a | 0.61 | n/a | -18.4% |
| 2 | ITI Flexi Cap Fund | 99 | 88 | 3.9% | 16.4% | 10.8% | 17.6% | n/a | n/a | 0.65 | 21.0% | -21.4% |
| 3 | ITI Mid Cap Fund | 81 | 76 | 1.9% | 13.7% | 9.8% | 19.2% | 15.9% | n/a | 0.67 | 25.4% | -22.7% |
| 4 | ITI Small Cap Fund | 90 | 75 | 8.9% | 30.5% | 19.0% | 23.8% | 18.5% | n/a | 0.85 | 26.5% | -39.9% |
| 5 | ITI ELSS Tax Saver Fund | 82 | 71 | 1.4% | 15.3% | 3.1% | 15.8% | 12.4% | n/a | 0.5 | 20.9% | -38.5% |
| 6 | ITI Value Fund | 72 | 70 | -0.5% | 7.5% | 3.3% | 12.2% | 12.2% | n/a | 0.32 | 20.2% | -22.7% |
| 7 | ITI Multi Cap Fund | 86 | 67 | 2.2% | 15.4% | 9.8% | 16.0% | 13.7% | n/a | 0.56 | 20.6% | -38.7% |
| 8 | ITI Bharat Consumption Fund (this page) | 67 | n/a | 4.7% | 13.0% | 0.2% | n/a | n/a | n/a | 0.36 | n/a | -16.4% |
Animesh Singh's full record
Animesh Singh currently runs 5 funds, across Arbitrage Fund, Dynamic Asset Allocation or Balanced Advantage, Sectoral/ Thematic, with about ₹1,383 Cr under management. The book's average King Score is 69.5/100. Their strongest fund by King Score is ITI Pharma and Healthcare Fund (76/100); ITI Bharat Consumption Fund ranks #5 of 5 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | ITI Pharma and Healthcare Fund | 85 | 76 | 7.5% | 19.3% | 10.1% | 18.9% | n/a | n/a | 0.84 | 21.5% | -17.7% |
| 2 | ITI Arbitrage Fund | 65 | 74 | 1.4% | 2.7% | 6.5% | 7.3% | 6.1% | n/a | 0.71 | 5.5% | -0.6% |
| 3 | ITI Banking and Financial Services Fund | 48 | 69 | -1.1% | 4.8% | 7.0% | 10.9% | n/a | n/a | 0.26 | 15.3% | -16.6% |
| 4 | ITI Balanced Advantage Fund | 71 | 59 | 1.0% | 3.5% | -0.6% | 8.9% | 8.0% | n/a | 0.25 | 12.5% | -33.6% |
| 5 | ITI Bharat Consumption Fund (this page) | 67 | n/a | 4.7% | 13.0% | 0.2% | n/a | n/a | n/a | 0.36 | n/a | -16.4% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.78% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹5000 |
| Fund size (AUM) | ₹346 Cr |
| Age | 1.5 years |
| Plan / Option | Direct · Growth |
How ITI Bharat Consumption Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HDFC Transportation and Logistics Fund | 82 | 89 | 24.1% |
| LIC MF Healthcare Fund | 91 | 87 | 21.4% |
| ICICI Prudential Transportation And Logistics Fund | 78 | 87 | 21.1% |
| ICICI Prudential Innovation Fund | 56 | 87 | 17.8% |
| HDFC Defence Fund | 87 | 83 | 36.0% |
| Kotak Manufacture in India Fund | 81 | 83 | 19.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
ITI Bharat Consumption Fund review: the bottom line
Related
Frequently asked questions
Is ITI Bharat Consumption Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, ITI Bharat Consumption Fund scores RS 67/99 within its category, and its worst drawdown was -16.43%. Compare those against your needs and the peer table above.
What is the NAV of ITI Bharat Consumption Fund today?
The latest NAV is ₹11.83 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of ITI Bharat Consumption Fund?
The Direct-plan expense ratio is 0.78% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of ITI Bharat Consumption Fund?
ITI Bharat Consumption Fund is managed by Dhimant Shah; Animesh Singh.
Is ITI Bharat Consumption Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -16.43% - ₹1 lakh briefly becoming about ₹83,570. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is ITI Bharat Consumption Fund tax-efficient / what about capital gains?
As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See ITI Bharat Consumption Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.