PGIM India Healthcare Fund
Sectoral/ Thematic · PGIM India Asset Management Private Limite
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹85,550. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.PGIM India Healthcare Fund is a Sectoral/ Thematic fund from PGIM India Asset Management Private Limite. It has a track record of about 1.8 years. As of the latest data it carries an RS rating of 96/99 (its recent momentum versus category peers). The current NAV is ₹12.3 (as of 2026-09-16).
Growth of ₹100 - last 2 years
PGIM India Healthcare Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -1.6% | -3.47% |
| 3 months | 9.82% | 2.0% |
| 6 months | 23.0% | 10.56% |
| 1 year | 22.39% | 4.78% |
Its trailing one-year return is 22.39%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | PGIM India Healthcare | Benchmark |
|---|---|---|
| 2025 | -1.0% | n/a |
| 2026 | +22.8% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -14.45% | -26.37% |
| Worst drawdown (3Y) | -14.45% | -20.9% |
| Volatility (1Y) | 14.17% | 19.02% |
| Sharpe (3Y) | 0.42 | 0.31 |
| Bull-market return | 25.4% | 30.78% |
| Bear-market return | 8.0% | -23.76% |
Timing matters more than people admit: the best possible 1-year stretch in PGIM India Healthcare Fund (starting 2025-08-08) gained 27.3%, while the worst (starting 2025-01-23) lost 3.0%. The worst peak-to-bottom fall PGIM India Healthcare Fund has ever put investors through is -14.45% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about 8.0% annualised, versus 25.4% in rising markets.
How PGIM India Healthcare Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), PGIM India Healthcare Fund has historically returned about 8.0% annualised, versus roughly 25.4% when the market is rising. Its deepest fall on record is -14.45%. Right now it sits about 1.91% below its all-time high (last hit 2026-08-12). The real question isn't the average year - it's whether you could hold on through the worst one.
How PGIM India Healthcare Fund ranks in its category
Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What PGIM India Healthcare Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 62.6% of the portfolio, across 30 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
PGIM India Healthcare Fund shares LIC MF Healthcare Fund (41%), HDFC Transportation and Logistics Fund (0%), ICICI Prudential Transportation And Logistics Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). With overlap this high, holding both funds adds little real diversification - you would largely be buying the same stocks twice.
Who manages PGIM India Healthcare Fund - and how good are they?
PGIM India Healthcare Fund is managed by Puneet Pal, Anandha Padmanabhan Anjeneyan and Utsav Mehta. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Puneet Pal's full record
Puneet Pal currently runs 15 funds, across Aggressive Hybrid Fund, Equity Savings, Flexi Cap Fund, Gilt Fund and more, with about ₹20,798 Cr under management. The book's average King Score is 66.7/100. Their strongest fund by King Score is PGIM India Liquid Fund (91/100); PGIM India Healthcare Fund ranks #12 of 15 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | PGIM India Liquid Fund | 96 | 91 | 1.7% | 3.5% | 6.6% | 7.0% | 6.4% | 6.2% | 1.43 | 6.1% | -0.1% |
| 2 | PGIM India Gilt Fund | 40 | 81 | 0.8% | 1.7% | 2.6% | 6.1% | 5.5% | 6.6% | -0.11 | 7.3% | -3.2% |
| 3 | PGIM India Small Cap Fund | 73 | 77 | 8.3% | 25.0% | 11.8% | 15.8% | 13.3% | n/a | 0.58 | 15.8% | -24.6% |
| 4 | PGIM India Money Market Fund | 68 | 74 | 1.9% | 3.5% | 6.5% | 7.2% | 6.6% | n/a | 1.22 | 6.5% | -0.8% |
| 5 | PGIM India Overnight Fund | 64 | 74 | 1.2% | 2.5% | 5.2% | 6.0% | 5.7% | n/a | -2.05 | 5.5% | 0.0% |
| 6 | PGIM India Ultra Short Duration Fund | 79 | 67 | 1.8% | 3.5% | 6.4% | 7.1% | 6.5% | 7.2% | 1.14 | 7.2% | -30.3% |
| 7 | PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund | 65 | 67 | 1.2% | 2.3% | 5.3% | 7.1% | n/a | n/a | 0.57 | 7.2% | -0.7% |
| 8 | PGIM India Equity Savings Fund | 76 | 60 | 1.3% | 2.7% | 3.2% | 6.4% | 6.1% | 7.5% | -0.03 | 8.1% | -16.2% |
| 9 | PGIM India Flexi Cap Fund | 49 | 50 | 1.9% | 8.3% | -0.7% | 9.5% | 7.8% | 14.4% | 0.22 | 14.2% | -36.5% |
| 10 | PGIM India Aggressive Hybrid Equity Fund | 43 | 48 | -0.9% | 3.9% | -3.5% | 8.2% | 6.8% | 9.5% | 0.18 | 11.5% | -31.2% |
| 11 | PGIM India Midcap Fund | 26 | 45 | 0.8% | 10.3% | -1.8% | 10.3% | 9.9% | 16.1% | 0.25 | 15.4% | -36.4% |
| 12 | PGIM India Healthcare Fund (this page) | 96 | n/a | 9.8% | 23.0% | 22.4% | n/a | n/a | n/a | 0.42 | n/a | -14.4% |
| 13 | PGIM India Multi Cap Fund | 78 | n/a | 4.1% | 14.5% | 5.8% | n/a | n/a | n/a | -0.21 | n/a | -18.1% |
| 14 | PGIM India Large and Midcap Fund | 62 | n/a | 2.2% | 8.4% | -0.6% | n/a | n/a | n/a | 0.22 | n/a | -15.5% |
| 15 | PGIM India Multi Asset Allocation Fund | n/a | n/a | 0.7% | 3.2% | n/a | n/a | n/a | n/a | n/a | n/a | -8.6% |
Anandha Padmanabhan Anjeneyan's full record
Anandha Padmanabhan Anjeneyan currently runs 10 funds, across Aggressive Hybrid Fund, Equity Savings, FoF Overseas, Large & Mid Cap Fund and more, with about ₹5,708 Cr under management. The book's average King Score is 42.5/100. Their strongest fund by King Score is PGIM India Equity Savings Fund (60/100); PGIM India Healthcare Fund ranks #7 of 10 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | PGIM India Equity Savings Fund | 76 | 60 | 1.3% | 2.7% | 3.2% | 6.4% | 6.1% | 7.5% | -0.03 | 8.1% | -16.2% |
| 2 | PGIM India Aggressive Hybrid Equity Fund | 43 | 48 | -0.9% | 3.9% | -3.5% | 8.2% | 6.8% | 9.5% | 0.18 | 11.5% | -31.2% |
| 3 | PGIM India Large Cap Fund | 58 | 46 | -0.8% | 2.8% | -5.3% | 6.5% | 6.3% | 10.5% | 0.0 | 13.1% | -37.4% |
| 4 | PGIM India Emerging Markets Equity Fund of Fund | 30 | 42 | -9.2% | 11.0% | 24.8% | 24.7% | 3.7% | 8.2% | 0.75 | 5.6% | -48.9% |
| 5 | PGIM India Global Select Real Estate Securities Fund of Fund | 22 | 35 | -2.0% | 3.8% | 13.3% | 14.4% | n/a | n/a | 0.5 | 9.8% | -27.4% |
| 6 | PGIM India Global Equity Opportunities Fund of Fund | 2 | 24 | -13.0% | 8.4% | 1.0% | 14.8% | 5.0% | 14.6% | 0.36 | 14.6% | -43.4% |
| 7 | PGIM India Healthcare Fund (this page) | 96 | n/a | 9.8% | 23.0% | 22.4% | n/a | n/a | n/a | 0.42 | n/a | -14.4% |
| 8 | PGIM India Multi Cap Fund | 78 | n/a | 4.1% | 14.5% | 5.8% | n/a | n/a | n/a | -0.21 | n/a | -18.1% |
| 9 | PGIM India Large and Midcap Fund | 62 | n/a | 2.2% | 8.4% | -0.6% | n/a | n/a | n/a | 0.22 | n/a | -15.5% |
| 10 | PGIM India Multi Asset Allocation Fund | n/a | n/a | 0.7% | 3.2% | n/a | n/a | n/a | n/a | n/a | n/a | -8.6% |
Utsav Mehta's full record
Utsav Mehta currently runs 7 funds, across ELSS, Large & Mid Cap Fund, Mid Cap Fund, Multi Asset Allocation and more, with about ₹14,642 Cr under management. The book's average King Score is 59.3/100. Their strongest fund by King Score is PGIM India Small Cap Fund (77/100); PGIM India Healthcare Fund ranks #4 of 7 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | PGIM India Small Cap Fund | 73 | 77 | 8.3% | 25.0% | 11.8% | 15.8% | 13.3% | n/a | 0.58 | 15.8% | -24.6% |
| 2 | PGIM India ELSS Tax Saver Fund | 69 | 56 | 1.9% | 9.1% | -2.1% | 8.1% | 9.6% | 13.1% | 0.13 | 15.3% | -36.7% |
| 3 | PGIM India Midcap Fund | 26 | 45 | 0.8% | 10.3% | -1.8% | 10.3% | 9.9% | 16.1% | 0.25 | 15.4% | -36.4% |
| 4 | PGIM India Healthcare Fund (this page) | 96 | n/a | 9.8% | 23.0% | 22.4% | n/a | n/a | n/a | 0.42 | n/a | -14.4% |
| 5 | PGIM India Multi Cap Fund | 78 | n/a | 4.1% | 14.5% | 5.8% | n/a | n/a | n/a | -0.21 | n/a | -18.1% |
| 6 | PGIM India Large and Midcap Fund | 62 | n/a | 2.2% | 8.4% | -0.6% | n/a | n/a | n/a | 0.22 | n/a | -15.5% |
| 7 | PGIM India Multi Asset Allocation Fund | n/a | n/a | 0.7% | 3.2% | n/a | n/a | n/a | n/a | n/a | n/a | -8.6% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.8% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹5000 |
| Fund size (AUM) | ₹95 Cr |
| Age | 1.8 years |
| Plan / Option | Direct · Growth |
How PGIM India Healthcare Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HDFC Transportation and Logistics Fund | 82 | 89 | 24.1% |
| LIC MF Healthcare Fund | 91 | 87 | 21.4% |
| ICICI Prudential Transportation And Logistics Fund | 78 | 87 | 21.1% |
| ICICI Prudential Innovation Fund | 56 | 87 | 17.8% |
| HDFC Defence Fund | 87 | 83 | 36.0% |
| Kotak Manufacture in India Fund | 81 | 83 | 19.1% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
PGIM India Healthcare Fund review: the bottom line
Related
Frequently asked questions
Is PGIM India Healthcare Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, PGIM India Healthcare Fund scores RS 96/99 within its category, and its worst drawdown was -14.45%. Compare those against your needs and the peer table above.
What is the NAV of PGIM India Healthcare Fund today?
The latest NAV is ₹12.3 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of PGIM India Healthcare Fund?
The Direct-plan expense ratio is 0.8% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of PGIM India Healthcare Fund?
PGIM India Healthcare Fund is managed by Puneet Pal; Anandha Padmanabhan Anjeneyan; Utsav Mehta; Vivek Sharma.
Is PGIM India Healthcare Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -14.45% - ₹1 lakh briefly becoming about ₹85,550. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is PGIM India Healthcare Fund tax-efficient / what about capital gains?
As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See PGIM India Healthcare Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.