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SBI Innovative Opportunities Fund

Sectoral/ Thematic · SBI Funds Management Limited

In plain words

Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹79,210. Expect meaningful ups and downs on the way.

New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.
SBI Innovative Opportunities Fund is RS 95/99 in its category right now. See the RS line plotted against its benchmark, live, and the day it crossed.
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SBI Innovative Opportunities Fund is a Sectoral/ Thematic fund from SBI Funds Management Limited. It has a track record of about 2.1 years. As of the latest data it carries an RS rating of 95/99 (its recent momentum versus category peers). The current NAV is ₹10.81 (as of 2026-09-16).

At a glance. Current momentum (RS): 95/99 · Worst-ever fall: -20.79%
95RS rating
n/aKing Score
n/a3Y CAGR
n/a5Y CAGR
-20.79%Max drawdown
-0.18Sharpe 3Y
0.88%Expense
4935AUM ₹Cr

Growth of ₹100 - last 2 years

2024-082026-09
What ₹100 invested 2 years ago would be worth today, from actual NAV history.

SBI Innovative Opportunities Fund returns: last 1, 3, 5 and 10 years

PeriodThis fundCategory average
1 month0.31%-3.47%
3 months14.24%2.0%
6 months26.67%10.56%
1 year7.52%4.78%

Its trailing one-year return is 7.52%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.

Year-by-year returns

YearSBI Innovative OpportuBenchmark
2025-1.1%n/a
2026+7.4%n/a

Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.

Risk & drawdowns

MeasureThis fundCategory average
Worst drawdown (lifetime)-20.79%-26.37%
Worst drawdown (3Y)-20.79%-20.9%
Volatility (1Y)19.18%19.02%
Sharpe (3Y)-0.180.31
Bull-market return17.6%30.78%
Bear-market return-16.3%-23.76%

Timing matters more than people admit: the best possible 1-year stretch in SBI Innovative Opportunities Fund (starting 2025-08-29) gained 12.8%, while the worst (starting 2025-03-28) lost 5.8%. The worst peak-to-bottom fall SBI Innovative Opportunities Fund has ever put investors through is -20.79% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -16.3% annualised, versus 17.6% in rising markets.

How SBI Innovative Opportunities Fund behaves when markets fall

When the market is falling (the Nifty below its 200-day average), SBI Innovative Opportunities Fund has historically returned about -16.3% annualised, versus roughly 17.6% when the market is rising. Its deepest fall on record is -20.79%. Right now it sits about 1.65% below its all-time high (last hit 2026-09-11). The real question isn't the average year - it's whether you could hold on through the worst one.

How SBI Innovative Opportunities Fund ranks in its category

Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.

Drawdown resilience
66th
Consistency
7th
Risk-adjusted (Sharpe)
20th

Consistency (rolling returns)

Rolling-return data isn't available for this fund yet.

What SBI Innovative Opportunities Fund holds

Its latest monthly portfolio disclosure. This is what your money actually owns.

Top holdings

Eternal Ltd. · E-Commerce/E-Retail
8.1%
TBO Tek Ltd. · IT Consulting & Software
5.0%
Bajaj Finance Ltd. · Non-Banking Financial Company (NBFC)
4.6%
Meesho Ltd. · E-Commerce/E-Retail
4.4%
FSN E-Commerce Ventures Ltd. · E-Commerce/E-Retail
4.2%
Firstsource Solutions Ltd. · Information Technology
4.2%
BlackBuck Ltd. · Logistics
4.1%
Divi's Laboratories Ltd. · Health Care
4.0%
Thermax Ltd. · Industrials
4.0%
Ather Energy Ltd. · Auto Ancl
3.9%

Sector allocation

E-Commerce/E-Retail
19.4%
IT Consulting & Software
13.5%
Health Care
9.5%
Industrials
6.7%
Information Technology
6.4%
Services
5.0%
Non-Banking Financial Company (NBFC)
4.6%
Logistics
4.1%

The top 10 holdings make up 46.8% of the portfolio, across 40 stocks. A higher concentration means the fund's fortunes ride on fewer names.

Portfolio overlap with similar funds

SBI Innovative Opportunities Fund shares ICICI Prudential Transportation And Logistics Fund (10%), LIC MF Healthcare Fund (5%), HDFC Transportation and Logistics Fund (2%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.

Who manages SBI Innovative Opportunities Fund - and how good are they?

SBI Innovative Opportunities Fund is managed by Vivek Gedda. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.

Vivek Gedda's full record

Vivek Gedda currently runs 2 funds, across Sectoral/ Thematic, with about ₹9,163 Cr under management. The book's average King Score is 35.0/100. Their strongest fund by King Score is SBI Technology Opportunities Fund (35/100); SBI Innovative Opportunities Fund ranks #2 of 2 in their book.

Tap any column heading to sort.

Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1SBI Technology Opportunities Fund67359.5%10.8%-7.8%7.8%6.7%17.3%0.0716.7%-29.9%
2SBI Innovative Opportunities Fund (this page)95n/a14.2%26.7%7.5%n/an/an/a-0.18n/a-20.8%

A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.

Cost & fund basics

DetailValue
Expense ratio (Direct)0.88%
Exit load≈1% if redeemed within 1 year (typical)
Minimum investment₹5000
Fund size (AUM)₹4,935 Cr
Age2.1 years
Plan / OptionDirect · Growth

How SBI Innovative Opportunities Fund compares to peers

FundRSKing3Y CAGR
HDFC Transportation and Logistics Fund828924.1%
LIC MF Healthcare Fund918721.4%
ICICI Prudential Transportation And Logistics Fund788721.1%
ICICI Prudential Innovation Fund568717.8%
HDFC Defence Fund878336.0%
Kotak Manufacture in India Fund818319.1%
Compare side by side. Chart SBI Innovative Opportunities Fund against these peers on one screen - rebased returns, drawdowns, rolling windows and stock-level overlap.
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Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.

What these numbers mean

RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.

SBI Innovative Opportunities Fund review: the bottom line

On the data, its strengths are leading current momentum (RS 95). Whether it fits you depends on your goals, horizon and risk appetite - this page describes the fund, it does not recommend it.

Related

Frequently asked questions

Is SBI Innovative Opportunities Fund a good mutual fund?

That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, SBI Innovative Opportunities Fund scores RS 95/99 within its category, and its worst drawdown was -20.79%. Compare those against your needs and the peer table above.

What is the NAV of SBI Innovative Opportunities Fund today?

The latest NAV is ₹10.81 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.

What is the expense ratio of SBI Innovative Opportunities Fund?

The Direct-plan expense ratio is 0.88% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.

Who is the fund manager of SBI Innovative Opportunities Fund?

SBI Innovative Opportunities Fund is managed by Vivek Gedda.

Is SBI Innovative Opportunities Fund safe? How risky is it?

No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -20.79% - ₹1 lakh briefly becoming about ₹79,210. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.

Is SBI Innovative Opportunities Fund tax-efficient / what about capital gains?

As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.

Direct or Regular plan - which is shown here?

All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.

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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.

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