Sundaram Financial Services Opportunities Fund
Sectoral/ Thematic · Sundaram Asset Management Company Ltd
Among the 946 funds in its category, this one has grown money a bit faster than average. ₹1 lakh invested 5 years ago would be about ₹1.9 lakh today. Investing ₹10,000 every month for the last 10 years would have put in ₹12.1 lakh and grown it to about ₹26.7 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹56,780. Funds like this reward patience and punish panic-selling.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Sundaram Financial Services Opportunities Fund is a Sectoral/ Thematic fund from Sundaram Asset Management Company Ltd. It has a track record of about 13.7 years. As of the latest data it carries an RS rating of 60/99 (its recent momentum versus category peers) and a King Score of 59/100 (a long-term quality composite). The current NAV is ₹123.21 (as of 2026-09-16).
Growth of ₹100 - last 5 years
Sundaram Financial Services Opportunities Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -1.31% | -3.47% |
| 3 months | 0.85% | 2.0% |
| 6 months | 6.74% | 10.56% |
| 1 year | 8.61% | 4.78% |
| 3 years (CAGR) | 12.28% | 13.85% |
| 5 years (CAGR) | 13.68% | 12.48% |
| 10 years (CAGR) | 14.09% | 14.18% |
The last 10 years return of Sundaram Financial Services Opportunities Fund works out to 14.09% a year (CAGR) - ₹1 lakh invested 10 years ago would be about ₹3.7 lakh today. The last 5 years return is 13.68% a year (₹1 lakh → ₹1.9 lakh), and the last 3 years return is 12.28% - behind its category's 13.85% average by 1.6 points. Its trailing one-year return is 8.61%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Sundaram Financial Ser | Benchmark |
|---|---|---|
| 2018 | -2.7% | n/a |
| 2019 | +27.2% | n/a |
| 2020 | +3.8% | n/a |
| 2021 | +17.0% | n/a |
| 2022 | +18.5% | n/a |
| 2023 | +33.1% | n/a |
| 2024 | +8.5% | n/a |
| 2025 | +18.5% | n/a |
| 2026 | -1.3% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
What a monthly SIP in Sundaram Financial Services Opportunities Fund would have made
A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.
| SIP duration | You invested | It became | XIRR |
|---|---|---|---|
| 3 years | ₹370,000 | ₹420,443 | 8.48% |
| 5 years | ₹610,000 | ₹860,571 | 13.71% |
| 10 years | ₹1,210,000 | ₹2,665,219 | 15.07% |
Over 10 years, ₹1,210,000 invested in monthly instalments would have grown to about ₹2,665,219 - an XIRR of 15.07%. Figures are pre-tax and assume you stayed invested throughout.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -43.22% | -26.37% |
| Worst drawdown (3Y) | -17.09% | -20.9% |
| Volatility (1Y) | 21.75% | 19.02% |
| Sharpe (3Y) | 0.33 | 0.31 |
| Bull-market return | 30.4% | 30.78% |
| Bear-market return | -34.5% | -23.76% |
Timing matters more than people admit: the best possible 1-year stretch in Sundaram Financial Services Opportunities Fund (starting 2020-03-23) gained 95.8%, while the worst (starting 2019-05-27) lost 33.4%. The worst peak-to-bottom fall Sundaram Financial Services Opportunities Fund has ever put investors through is -43.22% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -34.5% annualised, versus 30.4% in rising markets.
How Sundaram Financial Services Opportunities Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), Sundaram Financial Services Opportunities Fund has historically returned about -34.5% annualised, versus roughly 30.4% when the market is rising. Its deepest fall on record is -43.22%. Right now it sits about 3.94% below its all-time high (last hit 2026-01-06). The real question isn't the average year - it's whether you could hold on through the worst one.
How Sundaram Financial Services Opportunities Fund ranks in its category
Percentile versus its ~946 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
| Measure | Value |
|---|---|
| Median 3Y rolling CAGR | 16.46% |
| 3Y windows positive | 95.1% |
| Worst 3Y window | -7.14% |
| 3Y windows beating Nifty 500 | 73.5% |
| Median 5Y rolling CAGR | 15.3% |
| Median 10Y rolling CAGR | 15.68% |
Instead of one lucky start date, rolling returns test every start date. Across all 3-year windows in its history, Sundaram Financial Services Opportunities Fund returned a median of 16.46% a year, and 95.1% of those windows were positive.
What Sundaram Financial Services Opportunities Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 65.8% of the portfolio, across 29 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
Sundaram Financial Services Opportunities Fund shares HDFC Transportation and Logistics Fund (0%), ICICI Prudential Transportation And Logistics Fund (0%), ICICI Prudential Innovation Fund (0%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages Sundaram Financial Services Opportunities Fund - and how good are they?
Sundaram Financial Services Opportunities Fund is managed by Rohit Seksaria and Shalav Saket. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Rohit Seksaria's full record
Rohit Seksaria currently runs 9 funds, across Arbitrage Fund, ELSS, Index Funds, Multi Cap Fund and more, with about ₹16,944 Cr under management. The book's average King Score is 61.8/100. Their strongest fund by King Score is Sundaram Arbitrage Fund (Formerly Known as Prinicpal Arbitrage Fund) (81/100); Sundaram Financial Services Opportunities Fund ranks #5 of 9 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Sundaram Arbitrage Fund (Formerly Known as Prinicpal Arbitrage Fund) | 79 | 81 | 1.6% | 3.1% | 6.7% | 7.3% | n/a | n/a | 0.72 | 7.3% | -0.2% |
| 2 | Sundaram Small Cap Fund | 66 | 71 | 4.5% | 26.5% | 13.6% | 16.3% | 16.5% | 15.2% | 0.56 | 21.2% | -57.1% |
| 3 | Sundaram Services Fund | 68 | 65 | 3.6% | 13.4% | 2.8% | 13.1% | 13.0% | n/a | 0.43 | 21.9% | -39.6% |
| 4 | Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Fund) | 54 | 61 | 3.5% | 10.8% | 1.0% | 12.3% | n/a | n/a | 0.39 | 17.8% | -19.4% |
| 5 | Sundaram Financial Services Opportunities Fund (this page) | 60 | 59 | 0.8% | 6.7% | 8.6% | 12.3% | 13.7% | 14.1% | 0.33 | 16.5% | -43.2% |
| 6 | Sundaram Nifty 100 Equal Weight Fund (Formerly Known as Principal Nifty 100 Equal Weight Fund) | 47 | 58 | -1.6% | 6.1% | 1.4% | 12.6% | n/a | n/a | 0.38 | 17.2% | -21.2% |
| 7 | Sundaram ELSS Tax Saver Fund | 13 | 54 | -2.2% | 0.8% | -6.5% | 7.0% | n/a | n/a | 0.05 | 15.2% | -16.7% |
| 8 | Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund | 53 | 45 | 4.9% | 10.6% | -7.0% | 8.8% | 10.7% | 11.5% | 0.15 | 17.5% | -35.7% |
| 9 | Sundaram Multi-Factor Fund | 10 | n/a | -2.9% | -0.6% | -4.9% | n/a | n/a | n/a | n/a | n/a | -14.9% |
Shalav Saket's full record
Shalav Saket currently runs 16 funds, across Aggressive Hybrid Fund, ELSS, Flexi Cap Fund, FoF Overseas and more, with about ₹54,478 Cr under management. The book's average King Score is 58.9/100. Their strongest fund by King Score is Sundaram Large and Midcap Fund (74/100); Sundaram Financial Services Opportunities Fund ranks #9 of 16 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Sundaram Large and Midcap Fund | 99 | 74 | 5.5% | 13.9% | 7.5% | 13.5% | 11.5% | 15.1% | 0.45 | 16.6% | -38.0% |
| 2 | Sundaram Mid Cap Fund | 54 | 74 | 0.4% | 10.7% | 4.8% | 17.3% | 15.9% | 14.5% | 0.64 | 20.8% | -44.3% |
| 3 | Sundaram Small Cap Fund | 66 | 71 | 4.5% | 26.5% | 13.6% | 16.3% | 16.5% | 15.2% | 0.56 | 21.2% | -57.1% |
| 4 | Sundaram Services Fund | 68 | 65 | 3.6% | 13.4% | 2.8% | 13.1% | 13.0% | n/a | 0.43 | 21.9% | -39.6% |
| 5 | Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund) | 56 | 64 | 0.3% | 3.1% | -1.5% | 8.5% | n/a | n/a | 0.19 | 13.6% | -13.1% |
| 6 | Sundaram Infrastructure Advantage Fund | 29 | 64 | -4.5% | 4.8% | 3.3% | 14.6% | 14.9% | 14.4% | 0.45 | 17.1% | -50.6% |
| 7 | Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund) | 78 | 62 | 3.7% | 10.2% | 2.4% | 9.4% | n/a | n/a | 0.22 | 14.1% | -20.1% |
| 8 | Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Fund) | 54 | 61 | 3.5% | 10.8% | 1.0% | 12.3% | n/a | n/a | 0.39 | 17.8% | -19.4% |
| 9 | Sundaram Financial Services Opportunities Fund (this page) | 60 | 59 | 0.8% | 6.7% | 8.6% | 12.3% | 13.7% | 14.1% | 0.33 | 16.5% | -43.2% |
| 10 | Sundaram Large Cap Fund (Formerly Known as Sundaram Blue Chip Fund)Direct | 62 | 58 | -0.9% | 2.0% | -3.3% | 6.5% | 7.3% | n/a | 0.01 | 14.1% | -16.2% |
| 11 | Sundaram ELSS Tax Saver Fund | 13 | 54 | -2.2% | 0.8% | -6.5% | 7.0% | n/a | n/a | 0.05 | 15.2% | -16.7% |
| 12 | Sundaram Flexicap Fund | 14 | 49 | -2.1% | 1.2% | -5.8% | 7.5% | n/a | n/a | 0.08 | 15.9% | -15.7% |
| 13 | Sundaram Global Brand Theme-Equity Active FOF | 58 | 48 | 2.4% | 13.5% | 19.9% | 18.8% | 12.8% | 13.1% | 0.84 | 9.0% | -30.1% |
| 14 | Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund | 53 | 45 | 4.9% | 10.6% | -7.0% | 8.8% | 10.7% | 11.5% | 0.15 | 17.5% | -35.7% |
| 15 | Sundaram Value Fund | 23 | 36 | -1.9% | -0.2% | -7.2% | 5.5% | 7.2% | 9.9% | -0.06 | 14.0% | -41.3% |
| 16 | Sundaram Business Cycle Fund | 77 | n/a | 5.8% | 19.2% | 2.3% | n/a | n/a | n/a | 0.01 | n/a | -19.5% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.8% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹100 |
| Fund size (AUM) | ₹1,590 Cr |
| Age | 13.7 years |
| Plan / Option | Direct · Growth |
How Sundaram Financial Services Opportunities Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| HDFC Transportation and Logistics Fund | 82 | 89 | 24.1% |
| ICICI Prudential Transportation And Logistics Fund | 78 | 87 | 21.1% |
| ICICI Prudential Innovation Fund | 56 | 87 | 17.8% |
| LIC MF Healthcare Fund | 91 | 87 | 21.4% |
| Kotak Manufacture in India Fund | 81 | 83 | 19.1% |
| HDFC Defence Fund | 87 | 83 | 36.0% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Sundaram Financial Services Opportunities Fund review: the bottom line
Related
Frequently asked questions
Is Sundaram Financial Services Opportunities Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Sundaram Financial Services Opportunities Fund scores 59/100 on our King Score and RS 60/99 within its category, has compounded 12.28% a year over three years, and its worst drawdown was -43.22%. Compare those against your needs and the peer table above.
What is the NAV of Sundaram Financial Services Opportunities Fund today?
The latest NAV is ₹123.21 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the last 10 years return of Sundaram Financial Services Opportunities Fund?
Over the last 10 years Sundaram Financial Services Opportunities Fund has returned about 14.09% a year (CAGR). In rupees: ₹1 lakh invested 10 years ago would be roughly ₹3.7 lakh today, before tax. See the year-by-year table above for how uneven the ride was.
What is the expense ratio of Sundaram Financial Services Opportunities Fund?
The Direct-plan expense ratio is 0.8% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund is managed by Rohit Seksaria; Shalav Saket.
Is Sundaram Financial Services Opportunities Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -43.22% - ₹1 lakh briefly becoming about ₹56,780. As a sectoral & thematic fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Sundaram Financial Services Opportunities Fund good for SIP?
We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 10 years grew ₹12.1 lakh into about ₹26.7 lakh (XIRR 15.07%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.
What are the SIP returns of Sundaram Financial Services Opportunities Fund?
A ₹10,000/month SIP over 10 years would have grown to about ₹2,665,219 (an XIRR of 15.07%) on ₹1,210,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.
How does Sundaram Financial Services Opportunities Fund rank among similar funds?
On 3-year returns it sits around the 58th percentile of its category, and its consistency ranks 89th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.
Is Sundaram Financial Services Opportunities Fund tax-efficient / what about capital gains?
As a sectoral & thematic fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Sundaram Financial Services Opportunities Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.