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HSBC Midcap Fund

Mid Cap Fund · HSBC Asset Management (India) Private Ltd.

In plain words

Among the 131 similar mid cap funds we track, this one has grown money faster than most. ₹1 lakh invested 3 years ago would be about ₹1.9 lakh today. Investing ₹10,000 every month for the last 3 years would have put in ₹3.7 lakh and grown it to about ₹4.8 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹74,040. Expect meaningful ups and downs on the way.

New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.
HSBC Midcap Fund is RS 99/99 in its category right now. See the RS line plotted against its benchmark, live, and the day it crossed.
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HSBC Midcap Fund is a mid cap fund from HSBC Asset Management (India) Private Ltd.. It has a track record of about 3.8 years. As of the latest data it carries an RS rating of 99/99 (its recent momentum versus category peers) and a King Score of 84/100 (a long-term quality composite). The current NAV is ₹527.0 (as of 2026-09-16).

At a glance. Long-term quality (King Score): 84/100 · Current momentum (RS): 99/99 · Worst-ever fall: -25.96%
99RS rating
84King Score
22.96%3Y CAGR
n/a5Y CAGR
-25.96%Max drawdown
0.84Sharpe 3Y
0.56%Expense
14249AUM ₹Cr

Growth of ₹100 - last 4 years

2022-112026-08
What ₹100 invested 4 years ago would be worth today, from actual NAV history.

HSBC Midcap Fund returns: last 1, 3, 5 and 10 years

PeriodThis fundCategory average
1 month-1.85%-3.51%
3 months3.45%1.68%
6 months22.75%12.2%
1 year17.22%5.8%
3 years (CAGR)22.96%16.0%

Its trailing one-year return is 17.22%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.

Year-by-year returns

YearHSBC Midcap FundBenchmark
2023+41.5%+43.7%
2024+41.2%+23.8%
2025-1.0%+5.4%
2026+16.1%+0.4%

HSBC Midcap Fund beat its benchmark in 2 of the last 4 calendar years. Consistency against the benchmark matters more than any single great year.

Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.

What a monthly SIP in HSBC Midcap Fund would have made

A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.

SIP durationYou investedIt becameXIRR
3 years₹370,000₹483,80318.19%

Over 3 years, ₹370,000 invested in monthly instalments would have grown to about ₹483,803 - an XIRR of 18.19%. Figures are pre-tax and assume you stayed invested throughout.

Risk & drawdowns

MeasureThis fundCategory average
Worst drawdown (lifetime)-25.96%-30.01%
Worst drawdown (3Y)-25.96%-21.13%
Volatility (1Y)19.12%18.79%
Sharpe (3Y)0.840.56
Sortino (3Y)1.360.93
Beta (3Y)1.050.93
Alpha (3Y)8.98%2.98%
Up capture110.2%94.45%
Down capture92.5%87.14%
Bull-market return45.9%35.3%
Bear-market return-24.1%-27.03%

Timing matters more than people admit: the best possible 1-year stretch in HSBC Midcap Fund (starting 2023-06-23) gained 68.1%, while the worst (starting 2024-12-17) lost 6.0%. The worst peak-to-bottom fall HSBC Midcap Fund has ever put investors through is -25.96% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -24.1% annualised, versus 45.9% in rising markets. It has captured roughly 110.2% of its benchmark's up-moves and 92.5% of its down-moves.

How HSBC Midcap Fund behaves when markets fall

When the market is falling (the Nifty below its 200-day average), HSBC Midcap Fund has historically returned about -24.1% annualised, versus roughly 45.9% when the market is rising. Its deepest fall on record is -25.96%. Right now it sits about 3.27% below its all-time high (last hit 2026-09-11). The real question isn't the average year - it's whether you could hold on through the worst one.

How HSBC Midcap Fund ranks in its category

Percentile versus its ~131 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.

3-year return
100th
Drawdown resilience
66th
Consistency
67th
Risk-adjusted (Sharpe)
94th

Consistency (rolling returns)

MeasureValue
Median 3Y rolling CAGR26.13%
3Y windows positive100.0%
Worst 3Y window23.28%
3Y windows beating Nifty 500100.0%

Instead of one lucky start date, rolling returns test every start date. Across all 3-year windows in its history, HSBC Midcap Fund returned a median of 26.13% a year, and 100.0% of those windows were positive.

What HSBC Midcap Fund holds

Its latest monthly portfolio disclosure. This is what your money actually owns.

Top holdings

GE Vernova T&D India Limited · Industrials
4.7%
FSN E-Commerce Ventures Limited · E-Commerce/E-Retail
4.5%
BSE Ltd · Financials
4.3%
PB Fintech Limited · Financial Technologies (Fintech)
4.2%
Lenskart Solutions Limited · Lenses/Optical Care
4.2%
Bharat Heavy Electricals Limited · Industrials
3.8%
The Federal Bank Limited · Financials
3.6%
Piramal Finance Ltd · Non-Banking Financial Company (NBFC)
3.5%
Billionbrains Garage Ventures Ltd. · IT Consulting & Software
3.2%
Aditya Infotech Limited · IT Equipments & Peripherals
3.2%

Sector allocation

Financials
15.3%
Industrials
15.1%
Materials
6.6%
E-Commerce/E-Retail
6.3%
Health Care
5.0%
Financial Technologies (Fintech)
4.2%
Lenses/Optical Care
4.2%
Consumer Staples
3.7%

The top 10 holdings make up 39.3% of the portfolio, across 77 stocks. A higher concentration means the fund's fortunes ride on fewer names.

Portfolio overlap with similar funds

HSBC Midcap Fund shares WhiteOak Capital Mid Cap Fund (19%), Invesco India Midcap Fund (8%), Edelweiss Mid Cap Fund (4%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.

Who manages HSBC Midcap Fund - and how good are they?

HSBC Midcap Fund is managed by Cheenu Gupta and Mayank Chaturvedi. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.

Cheenu Gupta's full record

Cheenu Gupta currently runs 4 funds, across Conservative Hybrid Fund, Large & Mid Cap Fund, Mid Cap Fund, Multi Asset Allocation, with about ₹22,489 Cr under management. The book's average King Score is 84.7/100. Their strongest fund by King Score is HSBC Conservative Hybrid Fund (91/100); HSBC Midcap Fund ranks #2 of 4 in their book.

Tap any column heading to sort.

Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1HSBC Conservative Hybrid Fund7491-0.5%3.3%2.4%8.8%7.5%8.0%0.449.1%-10.4%
2HSBC Midcap Fund (this page)99843.5%22.8%17.2%23.0%n/an/a0.8426.1%-26.0%
3HSBC Large & Mid Cap Fund93791.8%15.7%8.3%16.9%13.9%n/a0.5621.2%-36.1%
4HSBC Multi Asset Allocation Fund92n/a1.1%6.9%11.6%n/an/an/a0.57n/a-18.7%

Mayank Chaturvedi's full record

Mayank Chaturvedi currently runs 17 funds, across Conservative Hybrid Fund, Dynamic Asset Allocation or Balanced Advantage, ELSS, Flexi Cap Fund and more, with about ₹81,306 Cr under management. The book's average King Score is 76.1/100. Their strongest fund by King Score is HSBC Conservative Hybrid Fund (91/100); HSBC Midcap Fund ranks #5 of 17 in their book.

Tap any column heading to sort.

Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1HSBC Conservative Hybrid Fund7491-0.5%3.3%2.4%8.8%7.5%8.0%0.449.1%-10.4%
2HSBC ELSS Tax saver Fund79901.4%11.4%3.2%14.9%n/an/a0.4819.2%-19.2%
3HSBC Value Fund7090-0.6%4.9%2.8%14.8%n/an/a0.4923.0%-19.6%
4HSBC Balanced Advantage Fund83851.3%4.3%1.5%9.1%n/an/a0.3612.0%-8.7%
5HSBC Midcap Fund (this page)99843.5%22.8%17.2%23.0%n/an/a0.8426.1%-26.0%
6HSBC Focused Fund85843.4%11.8%6.8%13.6%12.0%n/a0.4318.6%-21.2%
7HSBC Multi Cap Fund68822.5%14.1%6.4%17.1%n/an/a0.6322.7%-20.1%
8HSBC Large & Mid Cap Fund93791.8%15.7%8.3%16.9%13.9%n/a0.5621.2%-36.1%
9HSBC Consumption Fund76737.1%16.1%1.6%16.0%n/an/a0.6n/a-21.2%
10HSBC Flexi Cap Fund83692.8%13.2%4.7%14.5%12.6%13.2%0.4816.3%-39.8%
11HSBC Large Cap Fund77680.2%2.2%-1.6%8.8%8.6%11.9%0.1613.9%-36.0%
12HSBC Business Cycles Fund65652.9%13.4%1.6%15.0%n/an/a0.4519.4%-23.4%
13HSBC Infrastructure Fund5655-0.9%10.8%6.3%14.5%n/an/a0.422.5%-25.4%
14HSBC Small Cap Fund72506.9%28.3%11.1%13.8%n/an/a0.3817.7%-27.2%
15HSBC India Export Opportunities Fund94n/a8.4%26.2%18.5%n/an/an/a0.14n/a-20.6%
16HSBC Multi Asset Allocation Fund92n/a1.1%6.9%11.6%n/an/an/a0.57n/a-18.7%
17HSBC Financial Services Fund64n/a0.2%8.9%10.7%n/an/an/a0.52n/a-14.6%

A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.

Cost & fund basics

DetailValue
Expense ratio (Direct)0.56%
Exit load≈1% if redeemed within 1 year (typical)
Minimum investment₹5000
Fund size (AUM)₹14,249 Cr
Age3.8 years
Plan / OptionDirect · Growth
BenchmarkNIFTY_MIDCAP150

How HSBC Midcap Fund compares to peers

FundRSKing3Y CAGR
WhiteOak Capital Mid Cap Fund969621.0%
Invesco India Midcap Fund868922.4%
Edelweiss Mid Cap Fund538420.0%
ICICI Prudential MidCap Fund598020.1%
Bandhan Midcap Fund918017.4%
Canara Robeco Mid Cap Fund708016.2%
Compare side by side. Chart HSBC Midcap Fund against these peers on one screen - rebased returns, drawdowns, rolling windows and stock-level overlap.
Compare these funds free →

Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.

What these numbers mean

RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.

HSBC Midcap Fund review: the bottom line

On the data, its strengths are a strong long-term quality score (84/100), leading current momentum (RS 99), beating the Nifty 500 in 100.0% of 3-year windows, a low expense ratio (0.56%). Whether it fits you depends on your goals, horizon and risk appetite - this page describes the fund, it does not recommend it.

Related

Frequently asked questions

Is HSBC Midcap Fund a good mutual fund?

That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, HSBC Midcap Fund scores 84/100 on our King Score and RS 99/99 within its category, has compounded 22.96% a year over three years, and its worst drawdown was -25.96%. Compare those against your needs and the peer table above.

What is the NAV of HSBC Midcap Fund today?

The latest NAV is ₹527.0 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.

What is the expense ratio of HSBC Midcap Fund?

The Direct-plan expense ratio is 0.56% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.

Who is the fund manager of HSBC Midcap Fund?

HSBC Midcap Fund is managed by Cheenu Gupta; Mayank Chaturvedi.

Is HSBC Midcap Fund safe? How risky is it?

No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -25.96% - ₹1 lakh briefly becoming about ₹74,040. As a equity fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.

Is HSBC Midcap Fund good for SIP?

We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 3 years grew ₹3.7 lakh into about ₹4.8 lakh (XIRR 18.19%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.

What are the SIP returns of HSBC Midcap Fund?

A ₹10,000/month SIP over 3 years would have grown to about ₹483,803 (an XIRR of 18.19%) on ₹370,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.

How does HSBC Midcap Fund rank among similar funds?

On 3-year returns it sits around the 100th percentile of its category, and its consistency ranks 67th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.

Is HSBC Midcap Fund tax-efficient / what about capital gains?

As a equity fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.

Direct or Regular plan - which is shown here?

All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.

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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.

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