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HSBC Multi Cap Fund

Multi Cap Fund · HSBC Asset Management (India) Private Ltd.

In plain words

Among the 124 similar multi cap funds we track, this one has grown money faster than most. ₹1 lakh invested 3 years ago would be about ₹1.6 lakh today. Investing ₹10,000 every month for the last 3 years would have put in ₹3.7 lakh and grown it to about ₹4.3 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹79,930. Expect meaningful ups and downs on the way.

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HSBC Multi Cap Fund is a multi cap fund from HSBC Asset Management (India) Private Ltd.. It has a track record of about 3.6 years. As of the latest data it carries an RS rating of 68/99 (its recent momentum versus category peers) and a King Score of 82/100 (a long-term quality composite). The current NAV is ₹20.69 (as of 2026-09-16).

At a glance. Long-term quality (King Score): 82/100 · Current momentum (RS): 68/99 · Worst-ever fall: -20.07%
68RS rating
82King Score
17.14%3Y CAGR
n/a5Y CAGR
-20.07%Max drawdown
0.63Sharpe 3Y
0.51%Expense
5620AUM ₹Cr

Growth of ₹100 - last 4 years

2023-022026-08
What ₹100 invested 4 years ago would be worth today, from actual NAV history.

HSBC Multi Cap Fund returns: last 1, 3, 5 and 10 years

PeriodThis fundCategory average
1 month-3.34%-2.97%
3 months2.49%2.52%
6 months14.06%12.23%
1 year6.39%4.57%
3 years (CAGR)17.14%13.71%

Its trailing one-year return is 6.39%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.

Year-by-year returns

YearHSBC Multi Cap FundBenchmark
2024+30.3%+15.2%
2025+1.5%+6.7%
2026+5.8%-5.8%

HSBC Multi Cap Fund beat its benchmark in 2 of the last 3 calendar years. That is a strong hit-rate - most active funds fail to clear their index this often. Consistency against the benchmark matters more than any single great year.

Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.

What a monthly SIP in HSBC Multi Cap Fund would have made

A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.

SIP durationYou investedIt becameXIRR
3 years₹370,000₹433,17210.5%

Over 3 years, ₹370,000 invested in monthly instalments would have grown to about ₹433,172 - an XIRR of 10.5%. Figures are pre-tax and assume you stayed invested throughout.

Risk & drawdowns

MeasureThis fundCategory average
Worst drawdown (lifetime)-20.07%-23.39%
Worst drawdown (3Y)-20.07%-19.3%
Volatility (1Y)17.98%17.81%
Sharpe (3Y)0.630.37
Sortino (3Y)1.030.78
Beta (3Y)1.11.03
Alpha (3Y)8.51%5.36%
Up capture120.0%107.6%
Down capture101.4%94.77%
Bull-market return44.6%33.33%
Bear-market return-24.4%-25.25%

Timing matters more than people admit: the best possible 1-year stretch in HSBC Multi Cap Fund (starting 2023-07-10) gained 65.5%, while the worst (starting 2024-09-25) lost 4.2%. The worst peak-to-bottom fall HSBC Multi Cap Fund has ever put investors through is -20.07% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -24.4% annualised, versus 44.6% in rising markets. It has captured roughly 120.0% of its benchmark's up-moves and 101.4% of its down-moves.

How HSBC Multi Cap Fund behaves when markets fall

When the market is falling (the Nifty below its 200-day average), HSBC Multi Cap Fund has historically returned about -24.4% annualised, versus roughly 44.6% when the market is rising. Its deepest fall on record is -20.07%. Right now it sits about 3.56% below its all-time high (last hit 2026-08-12). The real question isn't the average year - it's whether you could hold on through the worst one.

How HSBC Multi Cap Fund ranks in its category

Percentile versus its ~124 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.

3-year return
97th
Drawdown resilience
59th
Consistency
69th
Risk-adjusted (Sharpe)
94th

Consistency (rolling returns)

MeasureValue
Median 3Y rolling CAGR22.73%
3Y windows positive100.0%
Worst 3Y window20.31%
3Y windows beating Nifty 500100.0%

Instead of one lucky start date, rolling returns test every start date. Across all 3-year windows in its history, HSBC Multi Cap Fund returned a median of 22.73% a year, and 100.0% of those windows were positive.

What HSBC Multi Cap Fund holds

Its latest monthly portfolio disclosure. This is what your money actually owns.

Top holdings

HDFC Bank Limited · Finance
3.2%
Reliance Industries Limited · Energy
2.9%
TD Power Systems Limited · Engineering
2.5%
The Federal Bank Limited · Financials
2.4%
GE Vernova T&D India Limited · Industrials
2.3%
BSE Ltd · Financials
2.2%
State Bank of India · Financials
2.0%
Mtar Technologies Limited · Aerospace & Defense
1.9%
Navin Fluorine International Limited · Materials
1.9%
ICICI Bank Limited · Financials
1.8%

Sector allocation

Financials
15.4%
Industrials
14.9%
Materials
7.5%
Consumer Discretionary
5.8%
Health Care
5.8%
Consumer Staples
5.4%
Finance
4.5%
Energy
3.6%

The top 10 holdings make up 23.2% of the portfolio, across 99 stocks. A higher concentration means the fund's fortunes ride on fewer names.

Portfolio overlap with similar funds

HSBC Multi Cap Fund shares Axis Multicap Fund (32%), Union Multicap Fund (5%), LIC MF Multi Cap Fund (4%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.

Who manages HSBC Multi Cap Fund - and how good are they?

HSBC Multi Cap Fund is managed by Mahesh Chhabria, Venugopal Manghat and Mayank Chaturvedi. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.

Mahesh Chhabria's full record

Mahesh Chhabria currently runs 9 funds, across Banking and PSU Debt Fund, Conservative Hybrid Fund, Dynamic Asset Allocation or Balanced Advantage, FoF Domestic and more, with about ₹19,767 Cr under management. The book's average King Score is 80.4/100. Their strongest fund by King Score is HSBC Banking and PSU Debt Fund (94/100); HSBC Multi Cap Fund ranks #5 of 9 in their book.

Tap any column heading to sort.

Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1HSBC Banking and PSU Debt Fund92941.1%2.7%5.3%7.0%n/an/a0.437.2%-0.6%
2HSBC Conservative Hybrid Fund7491-0.5%3.3%2.4%8.8%7.5%8.0%0.449.1%-10.4%
3HSBC Balanced Advantage Fund83851.3%4.3%1.5%9.1%n/an/a0.3612.0%-8.7%
4HSBC Money Market Fund86842.0%3.5%6.6%7.3%n/an/a1.437.4%-0.1%
5HSBC Multi Cap Fund (this page)68822.5%14.1%6.4%17.1%n/an/a0.6322.7%-20.1%
6HSBC CRISIL IBX 50 50 Gilt Plus SDL Apr 2028 Index Fund73751.5%2.5%5.8%7.4%n/an/a0.838.0%-2.4%
7HSBC CRISIL IBX Gilt June 2027 Index Fund70751.4%2.6%5.6%7.3%n/an/a0.847.3%-0.5%
8HSBC Income Plus Arbitrage Active FOF46571.3%2.7%5.4%7.3%6.1%6.5%0.436.8%-5.2%
9HSBC Multi Asset Allocation Fund92n/a1.1%6.9%11.6%n/an/an/a0.57n/a-18.7%

Venugopal Manghat's full record

Venugopal Manghat currently runs 4 funds, across Multi Cap Fund, Sectoral/ Thematic, Small Cap Fund, Value Fund, with about ₹39,486 Cr under management. The book's average King Score is 69.2/100. Their strongest fund by King Score is HSBC Value Fund (90/100); HSBC Multi Cap Fund ranks #2 of 4 in their book.

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Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1HSBC Value Fund7090-0.6%4.9%2.8%14.8%n/an/a0.4923.0%-19.6%
2HSBC Multi Cap Fund (this page)68822.5%14.1%6.4%17.1%n/an/a0.6322.7%-20.1%
3HSBC Infrastructure Fund5655-0.9%10.8%6.3%14.5%n/an/a0.422.5%-25.4%
4HSBC Small Cap Fund72506.9%28.3%11.1%13.8%n/an/a0.3817.7%-27.2%

Mayank Chaturvedi's full record

Mayank Chaturvedi currently runs 17 funds, across Conservative Hybrid Fund, Dynamic Asset Allocation or Balanced Advantage, ELSS, Flexi Cap Fund and more, with about ₹81,306 Cr under management. The book's average King Score is 76.1/100. Their strongest fund by King Score is HSBC Conservative Hybrid Fund (91/100); HSBC Multi Cap Fund ranks #7 of 17 in their book.

Tap any column heading to sort.

Swipe the table sideways to see all 13 columns →
#FundRSKing3M6M1Y3Y CAGR5Y CAGR10Y CAGRSharpeRoll 3YWorst fall
1HSBC Conservative Hybrid Fund7491-0.5%3.3%2.4%8.8%7.5%8.0%0.449.1%-10.4%
2HSBC ELSS Tax saver Fund79901.4%11.4%3.2%14.9%n/an/a0.4819.2%-19.2%
3HSBC Value Fund7090-0.6%4.9%2.8%14.8%n/an/a0.4923.0%-19.6%
4HSBC Balanced Advantage Fund83851.3%4.3%1.5%9.1%n/an/a0.3612.0%-8.7%
5HSBC Midcap Fund99843.5%22.8%17.2%23.0%n/an/a0.8426.1%-26.0%
6HSBC Focused Fund85843.4%11.8%6.8%13.6%12.0%n/a0.4318.6%-21.2%
7HSBC Multi Cap Fund (this page)68822.5%14.1%6.4%17.1%n/an/a0.6322.7%-20.1%
8HSBC Large & Mid Cap Fund93791.8%15.7%8.3%16.9%13.9%n/a0.5621.2%-36.1%
9HSBC Consumption Fund76737.1%16.1%1.6%16.0%n/an/a0.6n/a-21.2%
10HSBC Flexi Cap Fund83692.8%13.2%4.7%14.5%12.6%13.2%0.4816.3%-39.8%
11HSBC Large Cap Fund77680.2%2.2%-1.6%8.8%8.6%11.9%0.1613.9%-36.0%
12HSBC Business Cycles Fund65652.9%13.4%1.6%15.0%n/an/a0.4519.4%-23.4%
13HSBC Infrastructure Fund5655-0.9%10.8%6.3%14.5%n/an/a0.422.5%-25.4%
14HSBC Small Cap Fund72506.9%28.3%11.1%13.8%n/an/a0.3817.7%-27.2%
15HSBC India Export Opportunities Fund94n/a8.4%26.2%18.5%n/an/an/a0.14n/a-20.6%
16HSBC Multi Asset Allocation Fund92n/a1.1%6.9%11.6%n/an/an/a0.57n/a-18.7%
17HSBC Financial Services Fund64n/a0.2%8.9%10.7%n/an/an/a0.52n/a-14.6%

A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.

Cost & fund basics

DetailValue
Expense ratio (Direct)0.51%
Exit load≈1% if redeemed within 1 year (typical)
Minimum investment₹5000
Fund size (AUM)₹5,620 Cr
Age3.6 years
Plan / OptionDirect · Growth
BenchmarkNIFTY500

How HSBC Multi Cap Fund compares to peers

FundRSKing3Y CAGR
Axis Multicap Fund909018.3%
LIC MF Multi Cap Fund808817.1%
Union Multicap Fund837814.0%
Mahindra Manulife Multi Cap Fund917816.6%
Bank of India Multi Cap Fund827816.8%
Kotak Multicap Fund377715.8%
Compare side by side. Chart HSBC Multi Cap Fund against these peers on one screen - rebased returns, drawdowns, rolling windows and stock-level overlap.
Compare these funds free →

Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.

What these numbers mean

RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.

HSBC Multi Cap Fund review: the bottom line

On the data, its strengths are a strong long-term quality score (82/100), beating the Nifty 500 in 100.0% of 3-year windows, a low expense ratio (0.51%). Whether it fits you depends on your goals, horizon and risk appetite - this page describes the fund, it does not recommend it.

Related

Frequently asked questions

Is HSBC Multi Cap Fund a good mutual fund?

That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, HSBC Multi Cap Fund scores 82/100 on our King Score and RS 68/99 within its category, has compounded 17.14% a year over three years, and its worst drawdown was -20.07%. Compare those against your needs and the peer table above.

What is the NAV of HSBC Multi Cap Fund today?

The latest NAV is ₹20.69 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.

What is the expense ratio of HSBC Multi Cap Fund?

The Direct-plan expense ratio is 0.51% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.

Who is the fund manager of HSBC Multi Cap Fund?

HSBC Multi Cap Fund is managed by Mahesh Chhabria; Venugopal Manghat; Mayank Chaturvedi.

Is HSBC Multi Cap Fund safe? How risky is it?

No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -20.07% - ₹1 lakh briefly becoming about ₹79,930. As a equity fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.

Is HSBC Multi Cap Fund good for SIP?

We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 3 years grew ₹3.7 lakh into about ₹4.3 lakh (XIRR 10.5%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.

What are the SIP returns of HSBC Multi Cap Fund?

A ₹10,000/month SIP over 3 years would have grown to about ₹433,172 (an XIRR of 10.5%) on ₹370,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.

How does HSBC Multi Cap Fund rank among similar funds?

On 3-year returns it sits around the 97th percentile of its category, and its consistency ranks 69th percentile. 100th is best-in-class, 50th is average. See the category-ranking section above.

Is HSBC Multi Cap Fund tax-efficient / what about capital gains?

As a equity fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.

Direct or Regular plan - which is shown here?

All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.

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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.

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