WhiteOak Capital Equity Savings Fund
Equity Savings · WhiteOak Capital Asset Management Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹96,410. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.WhiteOak Capital Equity Savings Fund is a Equity Savings fund from WhiteOak Capital Asset Management Limited. It has a track record of about 1.5 years. As of the latest data it carries an RS rating of 93/99 (its recent momentum versus category peers). The current NAV is ₹11.76 (as of 2026-09-16).
Growth of ₹100 - last 2 years
WhiteOak Capital Equity Savings Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | -0.67% | -0.96% |
| 3 months | 2.32% | 1.25% |
| 6 months | 4.69% | 3.61% |
| 1 year | 6.86% | 4.25% |
Its trailing one-year return is 6.86%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | WhiteOak Capital Equit | Benchmark |
|---|---|---|
| 2026 | +3.1% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -3.59% | -14.76% |
| Worst drawdown (3Y) | -3.59% | -4.54% |
| Volatility (1Y) | 4.48% | 5.26% |
| Sharpe (3Y) | 1.11 | 0.41 |
| Bull-market return | 21.7% | 14.34% |
The worst peak-to-bottom fall WhiteOak Capital Equity Savings Fund has ever put investors through is -3.59% - the real test of whether you'd have stayed invested.
How WhiteOak Capital Equity Savings Fund behaves when markets fall
Its deepest fall on record is -3.59%. Right now it sits about 0.67% below its all-time high (last hit 2026-08-14). The real question isn't the average year - it's whether you could hold on through the worst one.
How WhiteOak Capital Equity Savings Fund ranks in its category
Percentile versus its ~127 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What WhiteOak Capital Equity Savings Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 34.8% of the portfolio, across 113 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Portfolio overlap with similar funds
WhiteOak Capital Equity Savings Fund shares HSBC Equity Savings Fund (28%), Edelweiss Equity Savings Fund (1%), Edelweiss Equity Savings Fund (1%) of its portfolio with these category peers (overlap = the slice of the two portfolios invested in the same stocks). The lower the overlap, the more genuinely different the portfolios are.
Who manages WhiteOak Capital Equity Savings Fund - and how good are they?
WhiteOak Capital Equity Savings Fund is managed by Piyush Baranwal, Ashish Agarwal and Bhavin Patadia. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Piyush Baranwal's full record
Piyush Baranwal currently runs 18 funds, across Balanced Hybrid Fund, ELSS, Equity Savings, Flexi Cap Fund and more, with about ₹33,792 Cr under management. The book's average King Score is 90.3/100. Their strongest fund by King Score is WhiteOak Capital Large Cap Fund (97/100); WhiteOak Capital Equity Savings Fund ranks #9 of 18 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | WhiteOak Capital Large Cap Fund | 88 | 97 | 0.6% | 4.2% | -1.4% | 12.2% | n/a | n/a | 0.4 | 17.7% | -15.2% |
| 2 | WhiteOak Capital Mid Cap Fund | 96 | 96 | 4.1% | 18.5% | 12.2% | 21.0% | n/a | n/a | 0.87 | 27.1% | -19.3% |
| 3 | WhiteOak Capital ELSS Tax Saver Fund | 80 | 96 | 3.2% | 11.7% | 2.1% | 15.3% | n/a | n/a | 0.58 | 21.7% | -16.4% |
| 4 | WhiteOak Capital Flexi Cap Fund | 71 | 87 | 2.9% | 10.7% | 2.8% | 13.8% | n/a | n/a | 0.5 | 20.3% | -15.6% |
| 5 | WhiteOak Capital Multi Asset Allocation Fund | 97 | 86 | 2.7% | 5.6% | 11.6% | 16.5% | n/a | n/a | 1.72 | n/a | -4.8% |
| 6 | WhiteOak Capital Liquid Fund | 86 | 85 | 1.7% | 3.4% | 6.5% | 6.9% | 6.2% | n/a | 0.94 | 5.3% | -0.1% |
| 7 | WhiteOak Capital Ultra Short Duration Fund | 83 | 85 | 1.8% | 3.6% | 6.5% | 7.0% | 6.3% | n/a | 1.02 | 5.9% | -0.2% |
| 8 | WhiteOak Capital Pharma and Heathcare Fund | 95 | n/a | 9.8% | 23.5% | 20.0% | n/a | n/a | n/a | 1.08 | n/a | -15.4% |
| 9 | WhiteOak Capital Equity Savings Fund (this page) | 93 | n/a | 2.3% | 4.7% | 6.9% | n/a | n/a | n/a | 1.11 | n/a | -3.6% |
| 10 | Whiteoak Capital Large & Mid Cap Fund | 84 | n/a | 1.9% | 9.2% | 3.9% | n/a | n/a | n/a | 0.43 | n/a | -16.0% |
| 11 | WhiteOak Capital Special Opportunities Fund | 83 | n/a | 5.7% | 19.2% | 11.8% | n/a | n/a | n/a | 0.68 | n/a | -17.0% |
| 12 | WhiteOak Capital Digital Bharat Fund | 81 | n/a | 9.8% | 21.9% | -2.4% | n/a | n/a | n/a | -0.22 | n/a | -24.7% |
| 13 | WhiteOak Capital Multi Cap Fund | 76 | n/a | 3.5% | 14.1% | 5.8% | n/a | n/a | n/a | 0.77 | n/a | -16.9% |
| 14 | WhiteOak Capital Balanced Hybrid Fund | 66 | n/a | 2.1% | 5.4% | 3.0% | n/a | n/a | n/a | 0.61 | n/a | -8.3% |
| 15 | WhiteOak Capital Banking & Financial Services Fund | 51 | n/a | 0.7% | 6.5% | 3.7% | n/a | n/a | n/a | 0.28 | n/a | -15.7% |
| 16 | WhiteOak Capital Quality Equity Fund | 48 | n/a | 2.2% | 8.4% | -3.7% | n/a | n/a | n/a | -0.33 | n/a | -16.2% |
| 17 | WhiteOak Capital ESG Best-In-Class Strategy Fund | 39 | n/a | 1.4% | 6.1% | -5.1% | n/a | n/a | n/a | -0.35 | n/a | -17.1% |
| 18 | WhiteOak Capital Consumption Opportunities Fund | n/a | n/a | 3.9% | 14.1% | n/a | n/a | n/a | n/a | n/a | n/a | -11.7% |
Ashish Agarwal's full record
Ashish Agarwal currently runs 1 fund, across Equity Savings, with about ₹289 Cr under management.
Bhavin Patadia's full record
Bhavin Patadia currently runs 1 fund, across Equity Savings, with about ₹289 Cr under management.
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.74% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹500 |
| Fund size (AUM) | ₹289 Cr |
| Age | 1.5 years |
| Plan / Option | Direct · Growth |
How WhiteOak Capital Equity Savings Fund compares to peers
| Fund | RS | King | 3Y CAGR |
|---|---|---|---|
| Edelweiss Equity Savings Fund | 96 | 90 | 11.1% |
| Edelweiss Equity Savings Fund | 95 | 90 | 11.1% |
| HSBC Equity Savings Fund | 94 | 89 | 12.7% |
| Baroda BNP Paribas Equity Savings Fund | 86 | 85 | 9.0% |
| Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) | 60 | 85 | 8.6% |
| Kotak Equity Savings Fund | 87 | 82 | 9.9% |
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
WhiteOak Capital Equity Savings Fund review: the bottom line
Related
Frequently asked questions
Is WhiteOak Capital Equity Savings Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, WhiteOak Capital Equity Savings Fund scores RS 93/99 within its category, and its worst drawdown was -3.59%. Compare those against your needs and the peer table above.
What is the NAV of WhiteOak Capital Equity Savings Fund today?
The latest NAV is ₹11.76 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of WhiteOak Capital Equity Savings Fund?
The Direct-plan expense ratio is 0.74% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund is managed by Piyush Baranwal; Ashish Agarwal; Bhavin Patadia; Ramesh Mantri; Trupti Agrawal; Dheeresh Pathak.
Is WhiteOak Capital Equity Savings Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -3.59% - ₹1 lakh briefly becoming about ₹96,410. As a equity fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is WhiteOak Capital Equity Savings Fund tax-efficient / what about capital gains?
As a equity fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See WhiteOak Capital Equity Savings Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.