WhiteOak Capital Balanced Hybrid Fund
Balanced Hybrid Fund · WhiteOak Capital Asset Management Limited
Investing ₹10,000 every month for the last 3 years would have put in ₹3.6 lakh and grown it to about ₹4 lakh. Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹91,710. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.WhiteOak Capital Balanced Hybrid Fund is a balanced hybrid fund from WhiteOak Capital Asset Management Limited. It has a track record of about 2.9 years. As of the latest data it carries an RS rating of 66/99 (its recent momentum versus category peers). The current NAV is ₹13.76 (as of 2026-09-16).
Growth of ₹100 - last 3 years
WhiteOak Capital Balanced Hybrid Fund returns: last 1, 3, 5 and 10 years
| Period | This fund |
|---|---|
| 1 month | -1.99% |
| 3 months | 2.06% |
| 6 months | 5.42% |
| 1 year | 3.0% |
Its trailing one-year return is 3.0%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | WhiteOak Capital Balan | Benchmark |
|---|---|---|
| 2024 | +17.2% | +15.2% |
| 2025 | +8.2% | +6.7% |
| 2026 | +0.6% | -5.8% |
WhiteOak Capital Balanced Hybrid Fund beat its benchmark in 3 of the last 3 calendar years. That is a strong hit-rate - most active funds fail to clear their index this often. Consistency against the benchmark matters more than any single great year.
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
What a monthly SIP in WhiteOak Capital Balanced Hybrid Fund would have made
A ₹10,000-a-month SIP, using this fund's actual NAV history. SIP returns (XIRR) differ from lumpsum CAGR because your money goes in gradually, averaging your entry price.
| SIP duration | You invested | It became | XIRR |
|---|---|---|---|
| 3 years | ₹360,000 | ₹400,039 | 7.18% |
Over 3 years, ₹360,000 invested in monthly instalments would have grown to about ₹400,039 - an XIRR of 7.18%. Figures are pre-tax and assume you stayed invested throughout.
Risk & drawdowns
| Measure | This fund |
|---|---|
| Worst drawdown (lifetime) | -8.29% |
| Worst drawdown (3Y) | -8.29% |
| Volatility (1Y) | 9.5% |
| Sharpe (3Y) | 0.61 |
| Sortino (3Y) | 0.94 |
| Beta (3Y) | 0.53 |
| Alpha (3Y) | 2.96% |
| Up capture | 60.7% |
| Down capture | 46.8% |
| Bull-market return | 24.4% |
| Bear-market return | -13.3% |
Timing matters more than people admit: the best possible 1-year stretch in WhiteOak Capital Balanced Hybrid Fund (starting 2023-10-30) gained 25.2%, while the worst (starting 2025-06-06) still made 1.3%. The worst peak-to-bottom fall WhiteOak Capital Balanced Hybrid Fund has ever put investors through is -8.29% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about -13.3% annualised, versus 24.4% in rising markets. It has captured roughly 60.7% of its benchmark's up-moves and 46.8% of its down-moves.
How WhiteOak Capital Balanced Hybrid Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), WhiteOak Capital Balanced Hybrid Fund has historically returned about -13.3% annualised, versus roughly 24.4% when the market is rising. Its deepest fall on record is -8.29%. Right now it sits about 1.99% below its all-time high (last hit 2026-08-14). The real question isn't the average year - it's whether you could hold on through the worst one.
How WhiteOak Capital Balanced Hybrid Fund ranks in its category
Percentile versus its ~6 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
What WhiteOak Capital Balanced Hybrid Fund holds
Its latest monthly portfolio disclosure. This is what your money actually owns.
Top holdings
Sector allocation
The top 10 holdings make up 21.2% of the portfolio, across 114 stocks. A higher concentration means the fund's fortunes ride on fewer names.
Who manages WhiteOak Capital Balanced Hybrid Fund - and how good are they?
WhiteOak Capital Balanced Hybrid Fund is managed by Piyush Baranwal, Ramesh Mantri and Trupti Agrawal. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Piyush Baranwal's full record
Piyush Baranwal currently runs 18 funds, across Balanced Hybrid Fund, ELSS, Equity Savings, Flexi Cap Fund and more, with about ₹33,792 Cr under management. The book's average King Score is 90.3/100. Their strongest fund by King Score is WhiteOak Capital Large Cap Fund (97/100); WhiteOak Capital Balanced Hybrid Fund ranks #14 of 18 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | WhiteOak Capital Large Cap Fund | 88 | 97 | 0.6% | 4.2% | -1.4% | 12.2% | n/a | n/a | 0.4 | 17.7% | -15.2% |
| 2 | WhiteOak Capital Mid Cap Fund | 96 | 96 | 4.1% | 18.5% | 12.2% | 21.0% | n/a | n/a | 0.87 | 27.1% | -19.3% |
| 3 | WhiteOak Capital ELSS Tax Saver Fund | 80 | 96 | 3.2% | 11.7% | 2.1% | 15.3% | n/a | n/a | 0.58 | 21.7% | -16.4% |
| 4 | WhiteOak Capital Flexi Cap Fund | 71 | 87 | 2.9% | 10.7% | 2.8% | 13.8% | n/a | n/a | 0.5 | 20.3% | -15.6% |
| 5 | WhiteOak Capital Multi Asset Allocation Fund | 97 | 86 | 2.7% | 5.6% | 11.6% | 16.5% | n/a | n/a | 1.72 | n/a | -4.8% |
| 6 | WhiteOak Capital Liquid Fund | 86 | 85 | 1.7% | 3.4% | 6.5% | 6.9% | 6.2% | n/a | 0.94 | 5.3% | -0.1% |
| 7 | WhiteOak Capital Ultra Short Duration Fund | 83 | 85 | 1.8% | 3.6% | 6.5% | 7.0% | 6.3% | n/a | 1.02 | 5.9% | -0.2% |
| 8 | WhiteOak Capital Pharma and Heathcare Fund | 95 | n/a | 9.8% | 23.5% | 20.0% | n/a | n/a | n/a | 1.08 | n/a | -15.4% |
| 9 | WhiteOak Capital Equity Savings Fund | 93 | n/a | 2.3% | 4.7% | 6.9% | n/a | n/a | n/a | 1.11 | n/a | -3.6% |
| 10 | Whiteoak Capital Large & Mid Cap Fund | 84 | n/a | 1.9% | 9.2% | 3.9% | n/a | n/a | n/a | 0.43 | n/a | -16.0% |
| 11 | WhiteOak Capital Special Opportunities Fund | 83 | n/a | 5.7% | 19.2% | 11.8% | n/a | n/a | n/a | 0.68 | n/a | -17.0% |
| 12 | WhiteOak Capital Digital Bharat Fund | 81 | n/a | 9.8% | 21.9% | -2.4% | n/a | n/a | n/a | -0.22 | n/a | -24.7% |
| 13 | WhiteOak Capital Multi Cap Fund | 76 | n/a | 3.5% | 14.1% | 5.8% | n/a | n/a | n/a | 0.77 | n/a | -16.9% |
| 14 | WhiteOak Capital Balanced Hybrid Fund (this page) | 66 | n/a | 2.1% | 5.4% | 3.0% | n/a | n/a | n/a | 0.61 | n/a | -8.3% |
| 15 | WhiteOak Capital Banking & Financial Services Fund | 51 | n/a | 0.7% | 6.5% | 3.7% | n/a | n/a | n/a | 0.28 | n/a | -15.7% |
| 16 | WhiteOak Capital Quality Equity Fund | 48 | n/a | 2.2% | 8.4% | -3.7% | n/a | n/a | n/a | -0.33 | n/a | -16.2% |
| 17 | WhiteOak Capital ESG Best-In-Class Strategy Fund | 39 | n/a | 1.4% | 6.1% | -5.1% | n/a | n/a | n/a | -0.35 | n/a | -17.1% |
| 18 | WhiteOak Capital Consumption Opportunities Fund | n/a | n/a | 3.9% | 14.1% | n/a | n/a | n/a | n/a | n/a | n/a | -11.7% |
Ramesh Mantri's full record
Ramesh Mantri currently runs 16 funds, across Balanced Hybrid Fund, ELSS, Equity Savings, Flexi Cap Fund and more, with about ₹33,443 Cr under management. The book's average King Score is 92.4/100. Their strongest fund by King Score is WhiteOak Capital Large Cap Fund (97/100); WhiteOak Capital Balanced Hybrid Fund ranks #12 of 16 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | WhiteOak Capital Large Cap Fund | 88 | 97 | 0.6% | 4.2% | -1.4% | 12.2% | n/a | n/a | 0.4 | 17.7% | -15.2% |
| 2 | WhiteOak Capital Mid Cap Fund | 96 | 96 | 4.1% | 18.5% | 12.2% | 21.0% | n/a | n/a | 0.87 | 27.1% | -19.3% |
| 3 | WhiteOak Capital ELSS Tax Saver Fund | 80 | 96 | 3.2% | 11.7% | 2.1% | 15.3% | n/a | n/a | 0.58 | 21.7% | -16.4% |
| 4 | WhiteOak Capital Flexi Cap Fund | 71 | 87 | 2.9% | 10.7% | 2.8% | 13.8% | n/a | n/a | 0.5 | 20.3% | -15.6% |
| 5 | WhiteOak Capital Multi Asset Allocation Fund | 97 | 86 | 2.7% | 5.6% | 11.6% | 16.5% | n/a | n/a | 1.72 | n/a | -4.8% |
| 6 | WhiteOak Capital Pharma and Heathcare Fund | 95 | n/a | 9.8% | 23.5% | 20.0% | n/a | n/a | n/a | 1.08 | n/a | -15.4% |
| 7 | WhiteOak Capital Equity Savings Fund | 93 | n/a | 2.3% | 4.7% | 6.9% | n/a | n/a | n/a | 1.11 | n/a | -3.6% |
| 8 | Whiteoak Capital Large & Mid Cap Fund | 84 | n/a | 1.9% | 9.2% | 3.9% | n/a | n/a | n/a | 0.43 | n/a | -16.0% |
| 9 | WhiteOak Capital Special Opportunities Fund | 83 | n/a | 5.7% | 19.2% | 11.8% | n/a | n/a | n/a | 0.68 | n/a | -17.0% |
| 10 | WhiteOak Capital Digital Bharat Fund | 81 | n/a | 9.8% | 21.9% | -2.4% | n/a | n/a | n/a | -0.22 | n/a | -24.7% |
| 11 | WhiteOak Capital Multi Cap Fund | 76 | n/a | 3.5% | 14.1% | 5.8% | n/a | n/a | n/a | 0.77 | n/a | -16.9% |
| 12 | WhiteOak Capital Balanced Hybrid Fund (this page) | 66 | n/a | 2.1% | 5.4% | 3.0% | n/a | n/a | n/a | 0.61 | n/a | -8.3% |
| 13 | WhiteOak Capital Banking & Financial Services Fund | 51 | n/a | 0.7% | 6.5% | 3.7% | n/a | n/a | n/a | 0.28 | n/a | -15.7% |
| 14 | WhiteOak Capital Quality Equity Fund | 48 | n/a | 2.2% | 8.4% | -3.7% | n/a | n/a | n/a | -0.33 | n/a | -16.2% |
| 15 | WhiteOak Capital ESG Best-In-Class Strategy Fund | 39 | n/a | 1.4% | 6.1% | -5.1% | n/a | n/a | n/a | -0.35 | n/a | -17.1% |
| 16 | WhiteOak Capital Consumption Opportunities Fund | n/a | n/a | 3.9% | 14.1% | n/a | n/a | n/a | n/a | n/a | n/a | -11.7% |
Trupti Agrawal's full record
Trupti Agrawal currently runs 16 funds, across Balanced Hybrid Fund, ELSS, Equity Savings, Flexi Cap Fund and more, with about ₹33,443 Cr under management. The book's average King Score is 92.4/100. Their strongest fund by King Score is WhiteOak Capital Large Cap Fund (97/100); WhiteOak Capital Balanced Hybrid Fund ranks #12 of 16 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | WhiteOak Capital Large Cap Fund | 88 | 97 | 0.6% | 4.2% | -1.4% | 12.2% | n/a | n/a | 0.4 | 17.7% | -15.2% |
| 2 | WhiteOak Capital Mid Cap Fund | 96 | 96 | 4.1% | 18.5% | 12.2% | 21.0% | n/a | n/a | 0.87 | 27.1% | -19.3% |
| 3 | WhiteOak Capital ELSS Tax Saver Fund | 80 | 96 | 3.2% | 11.7% | 2.1% | 15.3% | n/a | n/a | 0.58 | 21.7% | -16.4% |
| 4 | WhiteOak Capital Flexi Cap Fund | 71 | 87 | 2.9% | 10.7% | 2.8% | 13.8% | n/a | n/a | 0.5 | 20.3% | -15.6% |
| 5 | WhiteOak Capital Multi Asset Allocation Fund | 97 | 86 | 2.7% | 5.6% | 11.6% | 16.5% | n/a | n/a | 1.72 | n/a | -4.8% |
| 6 | WhiteOak Capital Pharma and Heathcare Fund | 95 | n/a | 9.8% | 23.5% | 20.0% | n/a | n/a | n/a | 1.08 | n/a | -15.4% |
| 7 | WhiteOak Capital Equity Savings Fund | 93 | n/a | 2.3% | 4.7% | 6.9% | n/a | n/a | n/a | 1.11 | n/a | -3.6% |
| 8 | Whiteoak Capital Large & Mid Cap Fund | 84 | n/a | 1.9% | 9.2% | 3.9% | n/a | n/a | n/a | 0.43 | n/a | -16.0% |
| 9 | WhiteOak Capital Special Opportunities Fund | 83 | n/a | 5.7% | 19.2% | 11.8% | n/a | n/a | n/a | 0.68 | n/a | -17.0% |
| 10 | WhiteOak Capital Digital Bharat Fund | 81 | n/a | 9.8% | 21.9% | -2.4% | n/a | n/a | n/a | -0.22 | n/a | -24.7% |
| 11 | WhiteOak Capital Multi Cap Fund | 76 | n/a | 3.5% | 14.1% | 5.8% | n/a | n/a | n/a | 0.77 | n/a | -16.9% |
| 12 | WhiteOak Capital Balanced Hybrid Fund (this page) | 66 | n/a | 2.1% | 5.4% | 3.0% | n/a | n/a | n/a | 0.61 | n/a | -8.3% |
| 13 | WhiteOak Capital Banking & Financial Services Fund | 51 | n/a | 0.7% | 6.5% | 3.7% | n/a | n/a | n/a | 0.28 | n/a | -15.7% |
| 14 | WhiteOak Capital Quality Equity Fund | 48 | n/a | 2.2% | 8.4% | -3.7% | n/a | n/a | n/a | -0.33 | n/a | -16.2% |
| 15 | WhiteOak Capital ESG Best-In-Class Strategy Fund | 39 | n/a | 1.4% | 6.1% | -5.1% | n/a | n/a | n/a | -0.35 | n/a | -17.1% |
| 16 | WhiteOak Capital Consumption Opportunities Fund | n/a | n/a | 3.9% | 14.1% | n/a | n/a | n/a | n/a | n/a | n/a | -11.7% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.56% |
| Exit load | ≈1% if redeemed within 1 year (typical) |
| Minimum investment | ₹500 |
| Fund size (AUM) | ₹285 Cr |
| Age | 2.9 years |
| Plan / Option | Direct · Growth |
| Benchmark | NIFTY500 |
How WhiteOak Capital Balanced Hybrid Fund compares to peers
Peer comparison isn't available.
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
WhiteOak Capital Balanced Hybrid Fund review: the bottom line
Related
Frequently asked questions
Is WhiteOak Capital Balanced Hybrid Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, WhiteOak Capital Balanced Hybrid Fund scores RS 66/99 within its category, and its worst drawdown was -8.29%. Compare those against your needs and the peer table above.
What is the NAV of WhiteOak Capital Balanced Hybrid Fund today?
The latest NAV is ₹13.76 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of WhiteOak Capital Balanced Hybrid Fund?
The Direct-plan expense ratio is 0.56% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund is managed by Piyush Baranwal; Ramesh Mantri; Trupti Agrawal; Dheeresh Pathak; Ashish Agrawal.
Is WhiteOak Capital Balanced Hybrid Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -8.29% - ₹1 lakh briefly becoming about ₹91,710. As a hybrid fund, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is WhiteOak Capital Balanced Hybrid Fund good for SIP?
We can't tell you what to do, but here is what actually happened: a ₹10,000 monthly SIP over the last 3 years grew ₹3.6 lakh into about ₹4 lakh (XIRR 7.18%). SIPs average your entry price, which helps most in funds that swing hard - check the crash-behaviour section above to see how it treats investors in bad markets.
What are the SIP returns of WhiteOak Capital Balanced Hybrid Fund?
A ₹10,000/month SIP over 3 years would have grown to about ₹400,039 (an XIRR of 7.18%) on ₹360,000 invested, using the fund's actual NAV history. See the SIP table above for other durations.
Is WhiteOak Capital Balanced Hybrid Fund tax-efficient / what about capital gains?
As a hybrid fund, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See WhiteOak Capital Balanced Hybrid Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
- Full holdings, sector mix & portfolio overlap
- Point-in-time backtester & portfolio doctor
- Compare it side-by-side with any peer
- Screen 1,600+ funds on the same metrics
Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.