Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund
Index Funds · Nippon Life India Asset Management Limited
Be warned: in its worst stretch, ₹1 lakh briefly shrank to about ₹99,600. Its ride has historically been comparatively steady.
New to fund research? Start with the 5-minute guide. The detailed numbers below back all of this up.Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund is a index funds from Nippon Life India Asset Management Limited. It has a track record of about 1.9 years. As of the latest data it carries an RS rating of 85/99 (its recent momentum versus category peers). The current NAV is ₹11.47 (as of 2026-09-16).
Growth of ₹100 - last 2 years
Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund returns: last 1, 3, 5 and 10 years
| Period | This fund | Category average |
|---|---|---|
| 1 month | 0.39% | -3.19% |
| 3 months | 1.76% | -0.24% |
| 6 months | 3.27% | 4.45% |
| 1 year | 6.17% | 1.13% |
Its trailing one-year return is 6.17%. Trailing returns flatter or disappoint depending on the end date you pick - the year-by-year and rolling-return sections below are a fairer read.
Year-by-year returns
| Year | Nippon India CRISIL - | Benchmark |
|---|---|---|
| 2025 | +8.6% | n/a |
| 2026 | +4.2% | n/a |
Calendar-year returns show how bumpy the ride really was - an average hides the good years and the ugly ones.
Risk & drawdowns
| Measure | This fund | Category average |
|---|---|---|
| Worst drawdown (lifetime) | -0.4% | -16.31% |
| Worst drawdown (3Y) | -0.4% | -15.09% |
| Volatility (1Y) | 1.31% | 14.53% |
| Sharpe (3Y) | 0.86 | 0.24 |
| Bull-market return | 9.9% | 22.28% |
| Bear-market return | 10.7% | -18.34% |
Timing matters more than people admit: the best possible 1-year stretch in Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund (starting 2024-11-22) gained 9.1%, while the worst (starting 2025-05-22) still made 5.2%. The worst peak-to-bottom fall Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund has ever put investors through is -0.4% - the real test of whether you'd have stayed invested. In falling markets (Nifty below its 200-day average) it has returned about 10.7% annualised, versus 9.9% in rising markets.
How Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund behaves when markets fall
When the market is falling (the Nifty below its 200-day average), Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund has historically returned about 10.7% annualised, versus roughly 9.9% when the market is rising. Its deepest fall on record is -0.4%. Right now it sits about 0.01% below its all-time high (last hit 2026-09-11). The real question isn't the average year - it's whether you could hold on through the worst one.
How Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund ranks in its category
Percentile versus its ~1179 category peers - 100th is best-in-class, 50th is average. This is the fairest apples-to-apples read.
Consistency (rolling returns)
Rolling-return data isn't available for this fund yet.
Who manages Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund - and how good are they?
Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund is managed by Vivek Sharma. Below is each manager's complete track record - every fund they currently run, judged on the same numbers as everything else on this page - so you can see whether this fund is in strong hands or is the outlier in a weak book.
Vivek Sharma's full record
Vivek Sharma currently runs 28 funds, across Aggressive Hybrid Fund, Corporate Bond Fund, Dynamic Bond, ELSS and more, with about ₹52,976 Cr under management. The book's average King Score is 65.2/100. Their strongest fund by King Score is Nippon India Corporate Bond Fund (91/100); Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund ranks #26 of 28 in their book.
Tap any column heading to sort.
| # | Fund | RS | King | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | Sharpe | Roll 3Y | Worst fall |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Nippon India Corporate Bond Fund | 88 | 91 | 1.3% | 3.0% | 5.5% | 7.5% | 6.8% | 7.3% | 0.86 | 8.0% | -1.7% |
| 2 | Nippon India Low Duration Fund | 96 | 86 | 1.7% | 3.4% | 6.6% | 7.5% | 6.7% | 7.0% | 1.58 | 7.5% | -2.0% |
| 3 | Nippon India Short Duration Fund | 86 | 83 | 1.2% | 2.8% | 5.8% | 7.7% | 6.7% | 7.3% | 1.11 | 7.9% | -2.9% |
| 4 | Nippon India Ultra Short Duration Fund | 97 | 80 | 1.9% | 3.7% | 7.1% | 7.6% | 7.0% | n/a | 2.0 | 7.0% | -5.2% |
| 5 | Nippon India Low Duration Fund | 96 | 78 | 1.7% | 3.4% | 6.6% | 7.5% | 6.7% | 7.0% | 1.58 | 7.2% | -10.5% |
| 6 | Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70 30 Index Fund | 76 | 78 | 1.5% | 2.5% | 5.9% | 7.5% | n/a | n/a | 0.84 | 7.8% | -0.7% |
| 7 | Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60 40 Index Fund | 86 | 77 | 1.8% | 3.3% | 6.4% | 7.4% | n/a | n/a | 1.32 | 7.5% | -3.3% |
| 8 | PGIM India Small Cap Fund | 73 | 77 | 8.3% | 25.0% | 11.8% | 15.8% | 13.3% | n/a | 0.58 | 15.8% | -24.6% |
| 9 | Nippon India Dynamic Bond Fund | 69 | 76 | 0.8% | 1.8% | 5.2% | 7.2% | 6.2% | 6.7% | 0.36 | 7.6% | -8.5% |
| 10 | Nippon India Nifty SDL Plus G-Sec-Jun 2029 Maturity 70 30 Index Fund | 64 | 76 | 1.0% | 2.1% | 5.4% | 7.5% | n/a | n/a | 0.61 | 7.6% | -0.9% |
| 11 | Nippon India Nifty AAA PSU Bond Plus SDL - Sep 2026 Maturity 50 50 Index Fund | 81 | 75 | 1.5% | 3.0% | 6.0% | 7.2% | n/a | n/a | 1.22 | 7.3% | -0.2% |
| 12 | Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund | 69 | 73 | 1.3% | 2.6% | 5.6% | 7.3% | n/a | n/a | 0.79 | 7.5% | -0.6% |
| 13 | Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund | 64 | 72 | 1.1% | 2.2% | 5.2% | 7.3% | n/a | n/a | 0.6 | 7.5% | -1.1% |
| 14 | Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund | 53 | 71 | 0.7% | 1.7% | 4.2% | 7.5% | n/a | n/a | 0.3 | 8.1% | -3.2% |
| 15 | PGIM India Equity Savings Fund | 76 | 60 | 1.3% | 2.7% | 3.2% | 6.4% | 6.1% | 7.5% | -0.03 | 8.1% | -16.2% |
| 16 | PGIM India ELSS Tax Saver Fund | 69 | 56 | 1.9% | 9.1% | -2.1% | 8.1% | 9.6% | 13.1% | 0.13 | 15.3% | -36.7% |
| 17 | PGIM India Flexi Cap Fund | 49 | 50 | 1.9% | 8.3% | -0.7% | 9.5% | 7.8% | 14.4% | 0.22 | 14.2% | -36.5% |
| 18 | PGIM India Aggressive Hybrid Equity Fund | 43 | 48 | -0.9% | 3.9% | -3.5% | 8.2% | 6.8% | 9.5% | 0.18 | 11.5% | -31.2% |
| 19 | PGIM India Large Cap Fund | 58 | 46 | -0.8% | 2.8% | -5.3% | 6.5% | 6.3% | 10.5% | 0.0 | 13.1% | -37.4% |
| 20 | PGIM India Midcap Fund | 26 | 45 | 0.8% | 10.3% | -1.8% | 10.3% | 9.9% | 16.1% | 0.25 | 15.4% | -36.4% |
| 21 | PGIM India Emerging Markets Equity Fund of Fund | 30 | 42 | -9.2% | 11.0% | 24.8% | 24.7% | 3.7% | 8.2% | 0.75 | 5.6% | -48.9% |
| 22 | PGIM India Global Select Real Estate Securities Fund of Fund | 22 | 35 | -2.0% | 3.8% | 13.3% | 14.4% | n/a | n/a | 0.5 | 9.8% | -27.4% |
| 23 | PGIM India Global Equity Opportunities Fund of Fund | 2 | 24 | -13.0% | 8.4% | 1.0% | 14.8% | 5.0% | 14.6% | 0.36 | 14.6% | -43.4% |
| 24 | PGIM India Healthcare Fund | 96 | n/a | 9.8% | 23.0% | 22.4% | n/a | n/a | n/a | 0.42 | n/a | -14.4% |
| 25 | Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund | 89 | n/a | 1.9% | 3.8% | 6.9% | n/a | n/a | n/a | 1.4 | n/a | -0.1% |
| 26 | Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund (this page) | 85 | n/a | 1.8% | 3.3% | 6.2% | n/a | n/a | n/a | 0.86 | n/a | -0.4% |
| 27 | PGIM India Multi Cap Fund | 78 | n/a | 4.1% | 14.5% | 5.8% | n/a | n/a | n/a | -0.21 | n/a | -18.1% |
| 28 | PGIM India Multi Asset Allocation Fund | n/a | n/a | 0.7% | 3.2% | n/a | n/a | n/a | n/a | n/a | n/a | -8.6% |
A caveat worth keeping: funds often have co-managers, and results belong to the whole team and process rather than one person. A manager's book tells you about their range and consistency, not a guarantee of skill.
Cost & fund basics
| Detail | Value |
|---|---|
| Expense ratio (Direct) | 0.13% |
| Exit load | No exit load |
| Minimum investment | ₹1000 |
| Fund size (AUM) | ₹63 Cr |
| Age | 1.9 years |
| Plan / Option | Direct · Growth |
How Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund compares to peers
Overlap warning: funds in the same category often own many of the same stocks - holding several rarely adds the diversification people expect.
What these numbers mean
RS rating (1-99) ranks a fund's recent momentum against its category - higher is stronger right now. King Score (0-100) is a long-term quality composite (returns, consistency, drawdown, risk-adjusted return) versus peers. Max drawdown is the worst peak-to-bottom fall the fund has ever experienced. Rolling returns test every possible start date, so one lucky (or unlucky) entry point can't distort the picture. Every formula behind this page is public - see how we calculate every number.
Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund review: the bottom line
Related
Frequently asked questions
Is Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund a good mutual fund?
That depends on your goals and risk tolerance - this is descriptive research, not advice. On the numbers, Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund scores RS 85/99 within its category, and its worst drawdown was -0.4%. Compare those against your needs and the peer table above.
What is the NAV of Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund today?
The latest NAV is ₹11.47 (as of 2026-09-16). NAV (net asset value) is the per-unit price of the fund, published every business day by the AMC.
What is the expense ratio of Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund?
The Direct-plan expense ratio is 0.13% a year. The Direct plan is cheaper than the Regular plan because it carries no distributor commission - over decades that gap compounds meaningfully.
Who is the fund manager of Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund?
Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund is managed by Vivek Sharma.
Is Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund safe? How risky is it?
No market-linked fund is 'safe' in the fixed-deposit sense - the honest question is how deep its falls get. Its worst historical drawdown was -0.4% - ₹1 lakh briefly becoming about ₹99,600. As a index & fof, its risk profile is typical of that category. Look at the drawdown, volatility and bear-market figures above and ask whether you could stay invested through the bad stretches.
Is Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund tax-efficient / what about capital gains?
As a index & fof, gains follow the rules for its asset class - equity-oriented funds are taxed differently from debt. All returns on this page are pre-tax; your actual post-tax return depends on your holding period and slab. This is descriptive information, not tax advice.
Direct or Regular plan - which is shown here?
All figures on this page are for the Direct-Growth plan (no distributor commission, lower cost). Returns are pre-tax; capital-gains tax depends on your own holding period and slab.
See Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund live in the MF Terminal
Everything above is a static snapshot. The terminal is where you actually research it:
- Interactive price chart with EMAs & RSI
- The RS line plotted against its benchmark
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- Compare it side-by-side with any peer
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Data: AMFI NAV history, NSE indices, BSE StAR and monthly disclosures. All figures are pre-tax. Descriptive research and education only - nothing here is investment advice or a recommendation to buy, sell or hold any fund. Past performance does not guarantee future returns.